Hotel rewards credit cards typically offer generous sign-up bonuses toward free nights. Look for additional perks, like 1:1 point transfer to frequent flyer programs and unrestricted point redemption. Check out the selection of cards below to find one that fits your lifestyle.

 At American Express' Secure Site | | - Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
- Terms Apply.
- See Rates & Fees
| Hotel Rewards: Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio. Introductory Bonus Hotel Rewards: Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Hilton Honors: Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year. | Our Review: Hilton Honors American Express Card is a popular hotel credit card. So what's the catch? Read on to see if the Hilton AMEX is worth applying for... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 16.49% - 25.49% Variable | $0 |
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 | Hilton Honors American Express Aspire Card offers 150,000 Bonus Points after you spend $4,000 on purchases within the first 3 months of opening your new card account. You earn a Weekend Night Reward with your new card and every year after renewal. Plus, you earn an additional night after you spend $60,000 on purchases on your card in a calendar year. You earn 14X Hilton Honors Bonus Points for each dollar of eligible purchases spent directly at a hotel or resort within the Hilton Portfolio. You earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases for flights booked directly with airlines or amextravel.com, car rentals booked directly with select car rental companies, and U.S. restaurants. For all other eligible purchases, you earn 3X Hilton Honors Bonus Points. You enjoy complimentary Hilton Honors Diamond Status. You also enjoy up to $250 in statement credit each year for eligible purchases at participating Hilton Resorts. There is a $450 annual fee. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 16.49% - 25.49% Variable | $450 |
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 | Hilton Honors American Express Surpass® Card offers 130,000 Bonus Points plus a Free Night Reward after you spend $2,000 on purchases within the first 3 months of opening your new card account. You earn a Weekend Night Reward after you spend $15,000 on purchases on your card in a calendar year.
You earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases spent directly at a hotel or resort within the Hilton portfolio. You earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. For all other eligible purchases, you earn 3X Hilton Honors Bonus Points. If you spend $40,000 on eligible purchases in a calendar year, you earn Hilton Honors Diamond status through the end of the next calendar year. There is a $95 annual fee. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 16.49% - 25.49% Variable | $95 |
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At American Express' Secure Site | | - Earn 100,000 Marriott Bonvoy bonus points and 1 Free Night Award after you use your new Card to make $5,000 in purchases within the first 3 months.
- Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at hotels participating in the Marriott Bonvoy™ program.
- Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
- Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
- No Foreign Transaction Fees.
- $450 Annual Fee.
- Terms Apply.
- See Rates & Fees
| Hotel Rewards: Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases. Introductory Bonus Hotel Rewards: Earn 100,000 Marriott Bonvoy bonus points and 1 Free Night Award after you use your new Card to make $5,000 in purchases within the first 3 months. Bonus Hotel Rewards: Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at hotels participating in the Marriott Bonvoy™ program.
Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 16.49% - 25.49% Variable | $450 |
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 At Chase's Secure Site | | - Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
| Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs Bonus Hotel Rewards: $50 annual Ultimate Rewards Hotel Credit | Our Review: Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 16.24% - 23.24% Variable | $95 |
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 At Chase's Secure Site | | - Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 50,000 points are worth $750 toward travel
- With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
| Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs | Our Review: With excellent rewards and premium travel benefits, the Chase Sapphire Reserve® is meant for frequent travelers. Read on to decide if the $550 annual fee is worth it for you... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 17.24% - 24.24% Variable | $550 |
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 At American Express' Secure Site | | - Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®.
- $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.
- American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
- $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
- $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
- $695 annual fee.
- Terms Apply.
- See Rates & Fees
| Hotel Rewards: Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. | Our Review: Is The Platinum Card® from American Express worth it? Read this in-depth review to help you decide... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | See Pay Over Time APR | $695 |
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Disclaimer: The information for the Hilton Honors American Express Aspire Card and Hilton Honors American Express Surpass® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
3 Lesser Known Hotel Rewards Card Benefits
Rewards credit cards are becoming increasing popular for a good reason. Each time you use your rewards credit card, you’re accumulating points that can be used for cash back, merchandise, gift cards and, in some instances, hotel rooms. Consumers who travel frequently can use their rewards credit card to rack up points toward future travels. The cards can typically be used at any merchant who accepts credit cards, with additional points being accrued when used at hotels.
While hotel rewards cards offer great benefits, consumers typically assume the rewards can only be utilized for future hotel stays. However, there typically are quite a few other benefits that cardholders receive with a hotel rewards credit card. In fact, here are three of the lesser known benefits that truly make hotel rewards worth using.
- Not just for future stays
The focus of hotel cards is definitely on hotel rewards. But did you realize that these rewards aren’t just for future stays?
You can also utilize your perks to upgrade hotel rooms that you booked regularly through your credit card. Many hotels also have other perks that your card will get you, such as credits for the hotel restaurant or access to the special concierge floor.
If you’re uncertain what perks your card will get you at your preferred hotel, all you have to do is ask. The attendants at the front desk should be able to fill you in on the details. If you have a hotel card that isn’t tied to a specific hotel, you may also want to check directly with your credit card program so you are well versed on the hotel benefits and to see if they differ with each hotel brand.
- Fly friendly, too
If you want to focus on airline mile rewards, then an airline credit card is probably best for you. But did you know that many hotel rewards cards enable you to use your rewards toward airline miles as well?
Sometimes consumers can actually get a special offer when they utilize their hotel rewards card to book a flight. When booking through your rewards program, you may score a better deal than if you went directly through the airline’s website. You’ll want to research your options to see which is currently offering the better value to ensure you’re getting the biggest bang for your rewards.
- Don’t pass up these other perks
Hotel rewards cards typically include other fantastic travel benefits including special insurance and protections. This may include hotel theft insurance, trip cancellation protection and rental car insurance -- check with your credit card issuer.
- Trip cancellation protection – if you have booked rooms, reserved a rental car and made other special arrangements, it can be expensive to cancel your trip at the last minute; this protection can help you decrease those costs through reimbursement.
- Rental car insurance – if you have ever rented a car, you know that the rental car insurance can add hundreds onto the price of the rental. Many credit cards include rental car insurance as a perk, so you can use that extra money on something a little more fun.