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Citi Double Cash vs Chase Freedom Unlimited

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Double Cash is a great rewards credit card to earn cash back twice with no annual fee. How does it compare to Chase Freedom Unlimited, a cash back credit card? Read our comparison chart below.

 

Citi® Double Cash Card

Chase Freedom Unlimited®

 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 15 months
Introductory APR for Balance Transfers0%* introductory APR for 18 months*0% introductory APR for 15 months
Purchase APR13.99% to 23.99%* (Variable) based on your creditworthiness and other factors14.99% to 23.74% Variable based on your creditworthiness and other factors
Balance Transfers APR13.99% to 23.99%* (Variable) based on your creditworthiness and other factors14.99% to 23.74% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
Cash Back RewardsEarn cash back twice on every purchase: 1% cash back when you buy; plus an additional 1% cash back as you pay for those purchasesEarn unlimited 1.5% cash back on all purchases.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earns cash back twice on purchases
  • No annual fee
  • Introductory APR for 18 months on balance transfers
Cons:
  • No signup bonus
  • Cash rewards expire after 12 months if there is no activity on the account
  • 3% foreign transaction fee
Pros:
  • $150 Cash Back
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Bottom LineGreat rewards credit card to earn cash back twice with no annual fee... Read full reviewGreat cash back credit card for everyday purchases... Read full review
 Read Citi Double Cash ReviewRead Chase Freedom Unlimited Review
What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi® Double Cash Card and Chase Freedom Unlimited® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Double Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on March 20, 2020 from published websites and is believed to be accurate, but not guaranteed.

    Chase Freedom Unlimited: Pricing information including interest rates, benefits and fees was obtained on March 1, 2020 from published websites and is believed to be accurate, but not guaranteed.

    Which is Better: Citi Double Cash or Chase Freedom Unlimited?

    Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Citi Double Cash or Blue Cash Everyday.


    Articles on Citi® Double Cash Card


    Articles on Chase Freedom Unlimited®


    Which Do You Like and Why?

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    Compare Citi Double Cash to:

    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    15.99% - 22.99% Variable
    Annual Fee
    $95
    Blue Cash Everyday

    Blue Cash Everyday® Card from American Express

    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 15 months
    0% on Balance Transfers for 15 months
    12.99% - 23.99% Variable
    Annual Fee
    $0
    American Express Gold

    American Express® Gold Card

    Introductory Bonus OfferAirline RewardsPoint RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/ASee Rates & Fees
    Annual Fee
    $250

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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.