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Chase Freedom Unlimited vs Bank of America Cash Rewards

Compare Rewards, Interest Rates, Fees, and Benefits

Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Bank of America Cash Rewards, a cash back card? Read our comparison chart below.

 

Chase Freedom Unlimited®

Bank of America® Cash Rewards credit card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 15 months0% Introductory APR on purchases for 15 billing cycles
Introductory APR for Balance TransfersN/A0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Purchase APR14.99% to 23.74% Variable based on your creditworthiness and other factors13.99% to 23.99% Variable APR on purchases based on your creditworthiness and other factors
Balance Transfers APR14.99% to 23.74% Variable based on your creditworthiness and other factors13.99% to 23.99% Variable APR on balance transfers based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Cash Back RewardsEarn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
Grocery Rewards Earn 2% at grocery stores (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
Dining RewardsEarn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • $200 Cash Back
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Bottom LineGreat cash back credit card for everyday purchases... Read full review
 Read Chase Freedom Unlimited Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Chase Freedom Unlimited® and Bank of America® Cash Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Chase Freedom Unlimited: Pricing information including interest rates, benefits and fees was obtained on June 3, 2020 from published websites and is believed to be accurate, but not guaranteed.

Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on April 9, 2020 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Freedom Unlimited or Blue Cash Everyday.


Articles on Chase Freedom Unlimited®

Chase Freedom Unlimited

With a $200 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.

Chase Freedom Unlimited Benefits

Besides unlimited 1.5% cash back on all purchases, Chase Freedom Unlimited offers valuable benefits. Don't overlook them.

Chase Freedom Unlimited Credit Score

Chase Freedom Unlimited usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Freedom Unlimited Foreign Transaction Fee

Chase Freedom Unlimited may not be a good travel partner. Here's what you need to know about its foreign transaction fees.

Chase Freedom Unlimited Credit Limit

Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase.

Which Do You Like and Why?





Compare Chase Freedom Unlimited to:

Capital One Quicksilver

Capital One Quicksilver Cash Rewards Credit Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% intro on purchases for 15 months
N/A
15.49% - 25.49% (Variable)
Annual Fee
$0
Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
15.99% - 22.99% Variable
Annual Fee
$95
Blue Cash Everyday

Blue Cash Everyday® Card from American Express

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 15 months
N/A
13.99% - 23.99% Variable
Annual Fee
$0

Disclaimer: The information for the Capital One Quicksilver Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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