 |  | 0% Intro APR on Balance TransfersSave money with an introductory 0% APR balance transfer credit cards from our partners |
Compare 0% Introductory Balance Transfer APR credit cards. Find a promotional balance transfer deal on CreditDonkey.
How to Choose a Credit Card with a 0% Introductory Balance Transfer APRYou have an existing credit card balance and know that an introductory 0% APR balance transfer could save you money. But which one do you pick? Here are three key factors to consider:  | | © CreditDonkey |
- Card Issuer: Most credit card issuers will only accept transfers from cards issued by a different company.
- Length of Intro Period: Check the length of the introductory period and compare the post-introductory APRs. If you can pay off the balance before the introductory period expires, great. Otherwise, the new card might become more costly than the old card.
- Balance Transfer Fee: Even with a 0% APR, you might be charged a one-time balance transfer fee for each transfer, typically ranging from 3% to 4%.
If you plan to carry a balance and the promotional balance transfer offer you are considering does not have a similar promotional APR (including promotional period) on purchases, you may want to avoid using that credit card for new purchases. Promotional interest rate offers may cause you to lose the grace period on purchases if you do not pay the entire statement balance (including the amount subject to the introductory APR) by the payment due date. If you plan to carry a balance, check the credit card issuer's terms to find out about the effects of the promotional APR offers on the grace period for new purchases.
For more insight, read our guide on the Balance Transfer Game and What You Should Know.
 At American Express' Secure Site | | - Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power§.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.99%, 17.99%, or 20.99%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
- See Rates & Fees
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% on purchases for 12 months | 0% on balance transfers for 12 months | 14.99% - 20.99% Variable | No annual fee |
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 | U.S. Bank Business Cash Rewards World Elite™ MasterCard® offers $500 cash back after you spend $4,500 in eligible net purchases on your card in the first 150 days. This card earns 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchase. You'll get 1% cash back on all other net purchases. Net purchases are purchases minus credits and returns. There are no limit on total rewards and the rewards never expire. In addition, there is a 25% Annual Cash Rewards bonus, up to $250. There is no annual fee. | | | | Our Review: Earn rewards on purchases in common business categories such as cellular, gas, and at office supply stores with the U.S. Bank Business Cash Rewards World Elite™ Mastercard®... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0%* for 15 billing cycles* | 0%* for 15 billing cycles* | 14.24% - 25.24%* (Variable) | $0* |
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| U.S. Bank Business Platinum offers 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR, currently 12.24% - 20.24%. There is no annual fee. | | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0%* for 12 billing cycles* | 0%* for 12 billing cycles* | 12.24% - 20.24%* (Variable) | $0* |
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At American Express' Secure Site | | - Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
- 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
- You've got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.99%, 17.99% or 20.99%, based on your creditworthiness and other factors as determined at the time of account opening.
- Terms Apply
- See Rates & Fees
| | | | Our Review: Is the Blue Business® Plus Credit Card from American Express worth it? Keep reading to find out what makes this Amex credit card a right pick for freelancers and growing businesses... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 12 months | 0% for 12 months | 14.99% - 20.99% Variable | No annual fee |
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Disclaimer: The information for the U.S. Bank Business Cash Rewards World Elite™ MasterCard® and U.S. Bank Business Platinum has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
Articles on 0% Intro APR on Balance TransfersBy Kelly Teh - Tips Finding yourself deep in debt can be a discouraging reality. And in the past several years, more and more consumers have found themselves in this situation. By Kelly Teh - Tips Balance transfers are becoming an increasingly popular way to reign in high interest rates. However, reducing outstanding debt is not always as easy as switching cards. We've put together ground rules every consumer should know before they ... December 1, 2014 - By Sarah Johnson - Reviews When you're looking for a card that will give you a lengthy period of time to pay off your credit card balances without having to pay interest, both the Discover It and Citi Simplicity are attractive options. These cards give you an introductory ...
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