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 |  | 0% Intro APR on Balance TransfersSave money with an introductory 0% APR balance transfer credit cards from our partners |
Compare 0% Introductory Balance Transfer APR credit cards. Find a promotional balance transfer deal on CreditDonkey.
How to Choose a Credit Card with a 0% Introductory Balance Transfer APRYou have an existing credit card balance and know that an introductory 0% APR balance transfer could save you money. But which one do you pick? Here are three key factors to consider:  | | © CreditDonkey |
- Card Issuer: Most credit card issuers will only accept transfers from cards issued by a different company.
- Length of Intro Period: Check the length of the introductory period and compare the post-introductory APRs. If you can pay off the balance before the introductory period expires, great. Otherwise, the new card might become more costly than the old card.
- Balance Transfer Fee: Even with a 0% APR, you might be charged a one-time balance transfer fee for each transfer, typically ranging from 3% to 4%.
If you plan to carry a balance and the promotional balance transfer offer you are considering does not have a similar promotional APR (including promotional period) on purchases, you may want to avoid using that credit card for new purchases. Promotional interest rate offers may cause you to lose the grace period on purchases if you do not pay the entire statement balance (including the amount subject to the introductory APR) by the payment due date. If you plan to carry a balance, check the credit card issuer's terms to find out about the effects of the promotional APR offers on the grace period for new purchases.
For more insight, read our guide on the Balance Transfer Game and What You Should Know.
  At Barclaycard's Secure Site | | - 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.99%
- No balance transfer fees
- No foreign transaction fees
- Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
- Free online access to FICO® Credit Score
| | Our Review: With a low intro APR on balance transfers and purchases, no balance transfer fees, and a community-driven approach, the Barclaycard Ring™ Mastercard® might be the world's best social credit card... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 15 months | 0% for 15 months (on balance transfers made within 45 days of account opening) | 13.99% Variable | $0 |
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At American Express' Secure Site | | - $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- No annual fee.
- 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Terms Apply.
- See Rates & Fees
| | | | Our Review: If you want a cash back credit card with the same rewards categories year-round and no annual fee, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% on Purchases for 12 months | 0% on Balance Transfers for 12 months | 13.99% - 24.99% Variable | $0 |
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At American Express' Secure Site | | - Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
- Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
- You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
- No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.99% to 23.99%, based on your creditworthiness and other factors.
- Terms Apply.
- See Rates & Fees
| | | | Our Review: If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the Amex EveryDay® Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% on Purchases for 12 months | 0% on Balance Transfers for 12 months | 13.99% - 23.99% Variable | $0 |
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| | | Our Review: With its 21-month introductory APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service, its main attraction is its introductory APR... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0%* for 21 months* | 0%* for 21 months* | 13.49% - 23.49%* (Variable) | $0* |
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| | | Our Review: Do you have existing debt? The Citi Simplicity is a great way to pay if off faster with a generous intro APR offer. Find out if it's right for you and how it compares with other popular balance transfer cards... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0%* for 21 months* | 0%* for 21 months* | 14.49% - 24.49%* (Variable) | $0* |
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| | | | | Our Review: With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card beats out many cashback credit cards. But are there catches? Read on for the full details... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | 0%* for 18 months* | 14.49% - 24.49%* (Variable) | $0* |
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At Barclaycard's Secure Site | | - Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
- Earn unlimited 1.5% cash rewards on every purchase
- Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
- Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
- Cash rewards do not expire as long as your account is open, active and in good standing
- Enjoy a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness
- Please note, there is a fee for balance transfers
- No annual fee
| | | | Our Review: Are you proud of your excellent credit? You should be, as you're a wanted person. The Barclaycard CashForward™ World Mastercard®, aimed at people who have great credit, rewards you nicely. With its generous $200 promotion and its above-average 1.5% cash rewards on all purchases, this cash back credit card is worth considering... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 15 months | 0% for 15 months (on balance transfers made within 45 days of account opening) | 15.99%, 20.99% or 25.99% Variable | $0 |
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| | | Our Review: Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 15 months | 0% for 15 months | 15.99% - 24.74% Variable | $0 |
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| | | Our Review: If you have credit card debt, Chase Slate's no balance transfer fee promotion and introductory APR offer is tempting. But is there a catch? Read this review before transferring your balance... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 15 months | 0% for 15 months | 15.99% - 24.74% Variable | $0 |
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| | | Our Review: With 1.5% cash back and no annual fee, does the Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how this card stacks up... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 15 months | 0% for 15 months | 15.99% - 24.74% Variable | $0 |
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| | | | | Our Review: With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 14 months | 0% for 14 months | 11.99% - 23.99% Variable* | $0 |
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| | | | | Our Review: Do you eat out and drive a lot? If you want cash back rewards without having to think too much, the Discover It Chrome could be the right fit for you... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 14 months | 0% for 14 months | 11.99% - 23.99% Variable* | $0 |
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At Barclaycard's Secure Site | | - Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
- Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
- No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
- Points awarded in your TrueBlue account don't expire.
- Earn and share points together with Family Pooling.
- 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
- No foreign transaction fees
- Chip technology & $0 Fraud Liability protection
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | 0% for 12 months (on balance transfers made within 45 days of account opening) | 12.99%, 20.99% or 25.99% Variable | $0 |
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| | | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% Introductory APR for 12 billing cycles | 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days | 13.99% - 23.99% Variable APR on purchases and balance transfers | $0 |
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| | | | | Our Review: If you're looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee -- purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0%* for 12 months* | 0%* for 12 months* | 14.49% - 24.49%* (Variable) | $0* |
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| | | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% intro on purchases for 9 months | 0% intro on balance transfers for 9 months | 13.99% - 23.99% (Variable) | $0 |
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Disclaimer: The information for the Citi Diamond Preferred® Card, Citi Simplicity® Card, Citi® Double Cash Card, Chase Freedom, Chase Slate, Chase Freedom Unlimited, Discover it® Cashback Match™, Discover it® chrome, BankAmericard Cash Rewards™ Credit Card, Citi ThankYou® Preferred Card, and Capital One® Quicksilver® Cash Rewards Credit Card have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. You might also be interested inThe best credit cards for young adults have good rewards and benefits but low fees. Use this must-read guide to help narrow down your search. Signing up for a card with a sign-up bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.
Articles on 0% Intro APR on Balance TransfersBy Kelly Teh - Tips Finding yourself deep in debt can be a discouraging reality. And in the past several years, more and more consumers have found themselves in this situation. By Kelly Teh - Tips Balance transfers are becoming an increasingly popular way to reign in high interest rates. However, reducing outstanding debt is not always as easy as switching cards. We've put together ground rules every consumer should know before they ... December 1, 2014 - By Sarah Johnson - Reviews When you're looking for a card that will give you a lengthy period of time to pay off your credit card balances without having to pay interest, both the Discover It and Citi Simplicity are attractive options. These cards give you an introductory ...
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