Ally Bank vs Capital One
Ally Bank | Capital One | |
---|---|---|
Online Savings Account - 3.60% APY - | Personal Savings Account - $1,500 Bonus - | |
Benefits and Features | ||
Savings | ||
CD | 2.90% to 4.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.90% | 3.50% to 4.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00% |
Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | |
Money Market | ||
Mobile App | ||
ATMs | 75,000+ no-fee Allpoint and MoneyPass ATMs | over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs |
Customer Service | Phone: 800-655-2265 Monday - Sunday: 8AM - 11PM (ET) | |
Locations | ||
CreditDonkey® Reviews | ||
Savings | ![]() ![]() ![]() ![]() ![]() | |
Checking | ![]() ![]() ![]() ![]() ![]() | |
Mobile App | ![]() ![]() ![]() ![]() ![]() | |
Customer Service | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
| |
Bottom Line | | Good online bank with access to in-person support... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Ally Bank: Pricing information from published website as of 04/18/2025. Capital One: Pricing information from published website as of 04/10/2025. |