VyStar Credit Union vs Chase

VyStar Credit Union is a florida-based credit union offering financial products with low fees. How does it compare to Chase? Read our comparison chart below.

	VyStar Credit Union	Chase
		Member FDIC
	Learn More	Visit Site
	SPECIAL OFFER 12-Month CD - 3.80% APY - Learn More Read VyStar Credit Union Review	SPECIAL OFFER Chase First Banking - Learn More Read Chase Review
	Benefits and Features
Savings		Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD		Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App		iOS & Android
ATMs		15,000+ Chase ATMs
Customer Service		Automated service available 24/7
Locations	92 branch locations	Over 4,700
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: Free checking account No monthly fees Access to 20,000+ surcharge-free ATMs Cons: Low rates Membership is not open to all	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low savings rates Not in all states
Bottom Line	Florida-based credit union offering financial products with low fees... Read full review	National bank with good promotions for new customers... Read full review
	Learn More	Visit Site
	12-Month CD - 3.80% APY IRA CD - Up to 3.80% APY 24-Month CD - 3.70% APY	Chase First Banking Referral Program - Up to $500 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. VyStar Credit Union: Information sourced from the published website as of 07/17/2025. Chase: Pricing information and data points from published website as of 08/26/2025.

Which is Better: VyStar Credit Union or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing VyStar Credit Union or Wells Fargo.

Articles on VyStar Credit Union

VyStar Credit Union Review

VyStar Credit Union offers banking products with little to no fees. But, what's the catch? Read for all the details.

Articles on Chase

Chase Bank Reviews

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Chase Business Complete Banking Review

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Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

Chase Private Client vs Sapphire Banking

What's the difference between Chase Private Client Checking℠ and Chase Sapphire℠ Banking? Find out which one you can qualify for.

Chase $600 Bonus

Curious about scoring $600 from Chase? Read on to find out how to qualify and claim a $600 Chase bonus.

Does Chase Have a High Yield Savings

Curious if Chase offers a high-yield savings account? Read on to find out.

Chase Savings Account Interest Rate

Looking to open a savings account with Chase? Check out the current rates being offered.

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Which Bank Account is Right for You?

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