Venmo vs Payline

Venmo is a good way for small businesses and freelancers to accept Venmo payments. How does it compare to Payline? Read our comparison chart below.

	Venmo	Payline


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	Benefits and Features
Customer Service	Phone, email, and messaging through the app	Phone, Email
Good For	Small mobile businesses and freelancers who want to take Venmo payments	Businesses processing $5,000 or more per month
Equipment	None needed	POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Pricing Model	Flat-Rate	Interchange-Plus
Swipe Rate	1.9% + $0.10	Interchange + 0.4% + $0.10
Online Rate	2.9% + $0.30	Interchange + 0.75% + $0.20
Monthly Fee	$0	$10 per month for in-person processing $20 per month for online processing $10 per month for virtual terminal
Keyed-in Transaction Fee	N/A	Interchange + 0.75% + $0.20
Deposit Time	Instant access to the funds in your Venmo account for in-person payments.	Next business day
Chargeback Fee	N/A	$25
	CreditDonkey® Reviews

Price
Customer Service
Contract
Ecommerce
High Volume Business
Low Volume Business
Equipment
Pros & Cons	Pros: Accept Venmo in-person Expand payment options Simple pricing Cons: Must go through PayPal or Braintree for online payments	Pros: User-friendly interface Transparent interchange-plus pricing model Cons: Monthly fee $25 monthly minimum processing requirement
Bottom Line	Good way for small businesses and freelancers to accept Venmo payments... Read full review	Good credit card processor for most businesses... Read full review

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Which is Better: Venmo or Payline?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Venmo or Square.

In short: Venmo's ecommerce and low volume business are noteworthy. In particular, the low volume business is impressive. Payline's customer service and high volume business are noteworthy.

Articles on Venmo

Venmo for Business

Merchants can use Venmo to accept payment. But is this social-friendly payment service a good option for your business? Read this review before you get started.