Payline vs PayPal
Payline is a good credit card processor for most businesses. How does it compare to PayPal? Read our comparison chart below.
Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.
While PayPal has a low flat-rate fee of 2.7% per swiped transaction. It has the ability to accept PayPal payments both in-person and on your website. There is no contract and no monthly fees for the basic plan.
Compare Payline with PayPal, side-by-side.
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Payline | PayPal | |
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Benefits and Features | ||
Customer Service | Phone, Email, Live Chat Support, PayPal Community | |
Good For | Businesses processing $5,000 or more per month | Accepting Paypal payments; Small businesses with average transaction under $100 |
Equipment | POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing | POS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing |
Pricing Model | ||
Swipe Rate | ||
Online Rate | ||
Monthly Fee |
| No monthly fees; $30/month for PayPal Payments Pro |
Keyed-in Transaction Fee | ||
Deposit Time | Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee | |
Chargeback Fee | ||
CreditDonkey® Reviews | ||
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Price | ![]() ![]() ![]() ![]() ![]() | |
Customer Service | ![]() ![]() ![]() ![]() ![]() | |
Equipment | ![]() ![]() ![]() ![]() ![]() | |
Contract | ![]() ![]() ![]() ![]() ![]() | |
Ecommerce | ![]() ![]() ![]() ![]() ![]() | |
High Volume Business | ![]() ![]() ![]() ![]() ![]() | |
Low Volume Business | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Good credit card processor for most businesses... | |
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Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Square.
Articles on Payline
Payline Data
Which Do You Think is Best?
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