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Payline vs PayPal

Payline is a good credit card processor for most businesses. How does it compare to PayPal? Read our comparison chart below.

 Payline
 Visit SiteLearn More
 

Payline

PayPal

SPECIAL OFFER
Free 1st Month of Processing - Learn More

Read Payline Review

 

Benefits and Features

Customer Service
Phone, Email
Phone, Email, Live Chat Support, PayPal Community
EquipmentPOS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online ProcessingPOS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing
Pricing Model
Interchange-Plus
Flat rate
Swipe Rate
Interchange + 0.2% + $0.10
2.7%
Online Rate
Interchange + 0.40% + $0.20
2.9% + 30¢
Monthly Fee$10 per month for in-person processing
$20 per month for online processing
$10 per month for virtual terminal
No monthly fees; $30/month for PayPal Payments Pro
Keyed-in Transaction Fee
Interchange + 0.40% + $0.20
3.5% + 15¢
Deposit Time
1-2 business days
instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee
$15 - $25
$20
 

CreditDonkey® Reviews

 Payline
Price
Customer Service
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & ConsPros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Bottom LineGood credit card processor for most businesses... Read full review
 Visit SiteLearn More

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Payment Depot.


Articles on Payline


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CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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