Payline vs Stripe
Payline is a good credit card processor for most businesses. How does it compare to Stripe? Read our comparison chart below.
Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.
While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.
Compare Payline with Stripe, side-by-side. Read on for an in-depth look, including ratings and reviews.
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 |  | |
Payline | Stripe | |
|---|---|---|
Free 1st Month of Processing - | ||
Benefits and Features | ||
| Customer Service | Phone (by request), Email, Live Chat, IRC | |
| Good For | Businesses processing $5,000 or more per month | Online businesses; Customized checkout experience |
| Equipment | POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing | Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing) |
| Pricing Model | ||
| Swipe Rate | ||
| Online Rate | ||
| Monthly Fee |
| |
| Keyed-in Transaction Fee | ||
| Deposit Time | 7-14 days after the first successful payment | |
| Chargeback Fee | ||
CreditDonkey® Reviews | ||
| ||
| Price |   | |
| Customer Service |  | |
| Equipment | | |
| Contract | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Good credit card processor for most businesses... | |
| | |
Which is Better: Payline or Stripe?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Square.
Articles on Payline
Payline Data Review
Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.
Articles on Stripe
Stripe Review
Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you.
Which Do You Think is Best?
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