Payline vs Stripe

Payline is a good credit card processor for most businesses. How does it compare to Stripe? Read our comparison chart below.

Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.

While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.

Compare Payline with Stripe, side-by-side. Read on for an in-depth look, including ratings and reviews.

	Payline	Stripe
	SPECIAL OFFER Free 1st Month of Processing - Learn More Read Payline Review
	Benefits and Features
Customer Service	Phone, Email	Phone (by request), Email, Live Chat, IRC
Good For	Businesses processing $5,000 or more per month	Online businesses; Customized checkout experience
Equipment	POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing	Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Pricing Model	Interchange-Plus	Flat rate
Swipe Rate	Interchange + 0.2% + $0.10	2.7% + 5¢
Online Rate	Interchange + 0.40% + $0.20	2.9% + 30¢
Monthly Fee	$10 per month for in-person processing $20 per month for online processing $10 per month for virtual terminal	No monthly fees
Keyed-in Transaction Fee	Interchange + 0.40% + $0.20	2.9% + 30¢
Deposit Time	1-2 business days	7-14 days after the first successful payment
Chargeback Fee	$15 - $25	$15
	CreditDonkey® Reviews
Price
Customer Service
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: User-friendly interface Transparent interchange-plus pricing model Cons: Monthly fee $25 monthly minimum processing requirement
Bottom Line	Good credit card processor for most businesses... Read full review	Read full review
	Free 1st Month of Processing Chat with a Payments Expert Compare Equipment

Which is Better: Payline or Stripe?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Payment Depot.

Articles on Payline

Payline Data Review

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

• Payline vs Square
• Payline vs PayPal

Articles on Stripe

Stripe Review

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you.

Which Do You Think is Best?

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