US Bank vs Lili
US Bank is a big national bank with wide array of services and many account options. How does it compare to Lili? Read our comparison chart below.
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US Bank | Lili | |
|---|---|---|
Easy Checking - $400 Bonus - | Free Checking Account for Sole Proprietors and Single-Member LLC - | |
Benefits and Features | ||
| Savings | 0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance. | No savings account, but you can set automatically aside money in a Tax Bucket and Emergency Bucket |
| CD | Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.15% APY - 0.75% APY. Terms of 17 month - 59 months. Minimum deposit of $1,000. Maximum deposit $249,999. | |
| Checking | Easy Checking, Gold Checking Package, Platinum Checking Package | No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees |
| Money Market | 0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance. | |
| APY | ||
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| Minimum Deposit to Open | ||
| ACH Transfer Fee | ||
| ATMs | More than 4,700 ATMs across the country | |
| Balance Requirement | ||
| Cash Deposit Fee | ||
| Incoming Wire Transfer Fee | ||
| IRA Money Market | Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. | |
| Locations | More than 3000 branches across the country. | |
| Out of Network ATM Fee | ||
| Outgoing Wire Transfer Fee | ||
| Overdraft Fee | ||
| Monthly Fee | ||
CreditDonkey® Reviews | ||
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| Savings |   | |
| CD | | |
| Checking | | |
| Money Market | | |
| Customer Service |  | |
| Mobile App | | |
| Minimum Deposit | | |
| Fees | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Big national bank with wide array of services and many account options... | Mixed-use bank account for single business owners to help manage expenses and taxes... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. US Bank: Pricing information from published website as of 03/8/2022 based on 91107 zip code. | ||
Easy Checking - $400 Bonus
Earn $400 when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 2, 2022. Member FDIC.
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $400
Gold Checking - $400 Bonus
Earn $400 when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 2, 2022. Member FDIC.
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $400
Platinum Checking - $400 Bonus
Earn $400 when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 2, 2022. Member FDIC.
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $400
Free Checking Account for Sole Proprietors and Single-Member LLC
- $0 monthly service fees
- $0 minimum opening deposit
- No minimum balance requirement
- No foreign exchange fee
- Get direct deposits up to 2 days earlier
Lili Pro Business Checking
- $4.99 monthly service fee
- Emergency savings account with 1% APY
- Create and send unlimited invoices
- Up to $200 fee-free overdraft
- Cashback with selected merchants
Which is Better: US Bank or Lili?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing US Bank or Chase.
In short: Lili's checking is outstanding.
Articles on US Bank
US Bank Review
U.S. Bank is the 5th largest bank in the US, but does that make them a good bank for you? Do you need a large national bank or is a smaller bank more your style?
US Bank Routing Number
To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.
Articles on Lili
Lili Review
Lili offers a business checking account and debit card for freelancers and independent contractors. Review the features to find out if Lili is worth it.
Which Do You Think is Best?
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