Lili vs Chime
Lili is a mixed-use account for single business owners to help manage expenses and taxes. How does it compare to Chime? Read our comparison chart below.
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Lili | Chime | |
|---|---|---|
Free Checking Account for Sole Proprietors and Single-Member LLC - | Get Started - | |
Benefits and Features | ||
| Savings | Tax Bucket for all users; Lili Pro users also get an Emergency Bucket with 2.0% APY | 2.00% Annual Percentage Yield (APY). The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 17, 2022. No minimum balance required. Must have $0.01 in savings to earn interest. |
| Checking | No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees | No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees |
| APY | ||
| Customer Service | ||
| Minimum Deposit to Open | ||
| Mobile App | ||
| ACH Transfer Fee | ||
| ATMs | Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs | |
| Balance Requirement | ||
| Cash Deposit Fee | ||
| Incoming Wire Transfer Fee | ||
| Locations | ||
| Out of Network ATM Fee | ||
| Outgoing Wire Transfer Fee | ||
| Overdraft Fee | ||
| Monthly Fee | ||
CreditDonkey® Reviews | ||
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| Savings |   | |
| Minimum Deposit | | |
| Checking | | |
| Customer Service | | |
| Mobile App |  | |
| Fees | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Mixed-use account for single business owners to help manage expenses and taxes... | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. | ||
Free Checking Account for Sole Proprietors and Single-Member LLC
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at 38,000+ locations
- Auto save for taxes
- Track write-offs with a swipe
- Prefilled annual Schedule C
Free Checking Account for Sole Proprietors and Single-Member LLC
- $0 monthly service fees
- $0 minimum opening deposit
- No minimum balance requirement
- No foreign exchange fee
- Get direct deposits up to 2 days earlier
Free Checking Account for Sole Proprietors and Single-Member LLC
- $0 monthly service fees
- Categorize and track business expenses
- Save for taxes automatically
- Get direct deposits up to 2 days earlier
- No foreign transaction fees
Which is Better: Lili or Chime?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Lili or Chase.
In short: Lili's customer service is worth mentioning. Chime's savings is excellent.
Articles on Lili
Lili Review
Lili offers a free business checking account with tax planning and expense tracking tools. Review the features to find out if Lili is worth it.
Articles on Chime
Chime
Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.
Chime Alternatives
Chime offers a convenient and rewarding mobile app. But can you earn better rewards and get more account options with one of Chime's top competitors?
Which Do You Think is Best?
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