Lili vs Chime

Lili is a mixed-use account for small business owners to help manage expenses and taxes. How does it compare to Chime? Read our comparison chart below.

		ChimeNovoBluevineChaseDiscover BankBank of America
	Visit Site	Learn More
	Lili	Chime
	SPECIAL OFFER Free Checking Account for Sole Proprietors and Single-Member LLC - Learn More Read Lili Review	SPECIAL OFFER Get Started - Learn More Read Chime Review
	Benefits and Features
Savings	Emergency Bucket for all users; Lili Pro users also get an Emergency Bucket with 4.15% APY	2.00% Annual Percentage Yield (APY). The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 17, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.
Checking	No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
APY	N/A
Customer Service	Monday – Friday 9am – 7pm EST	24/7
Minimum Deposit to Open	$0	$0
Mobile App		iOS & Android
ACH Transfer Fee	$0
ATMs	38,000+ MoneyPass ATMs	Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Balance Requirement	$0
Cash Deposit Fee	$4.95
Incoming Wire Transfer Fee	$0
Locations	Online only	Online only
Out of Network ATM Fee	$2.50 ($5 for international)
Outgoing Wire Transfer Fee	N/A
Overdraft Fee	$0
Monthly Fee	$0	$0
	CreditDonkey® Reviews
Savings
Minimum Deposit
Checking
Customer Service
Mobile App
Fees
Pros & Cons	Pros: No monthly fees Expense tracking Save for taxes Cons: Best features only for paid Lili plans No checks Fee to deposit cash	Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
Bottom Line	Mixed-use account for small business owners to help manage expenses and taxes... Read full review	Read full review
	Visit Site	Learn More
	Free Checking Account for Sole Proprietors and Single-Member LLC Lili Pro Business Checking	Get Started Deposit a Check Using a Mobile App (No Monthly Fees) Free Mobile Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Free Checking Account for Sole Proprietors and Single-Member LLC

• Sign up in 3 minutes; no credit check
• No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at 38,000+ locations
• Automatic Savings
• Get paid up to 2 days early

Banking services provided by Choice Financial Group, Member FDIC

Get Started

Free Checking Account for Sole Proprietors and Single-Member LLC

• $0 monthly service fees
• $0 minimum opening deposit
• No minimum balance requirement
• No foreign exchange fee
• Get direct deposits up to 2 days earlier

Banking services provided by Choice Financial Group, Member FDIC

Get Started

Free Checking Account for Sole Proprietors and Single-Member LLC

• $0 monthly service fees
• Automatic Savings
• Free withdrawals at 38k ATMs
• Get direct deposits up to 2 days earlier
• No foreign transaction fees

Banking services provided by Choice Financial Group, Member FDIC

Get Started

Which is Better: Lili or Chime?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Lili or Chase.

In short: Lili's customer service is worth mentioning. Chime's savings is excellent.

Articles on Lili

Lili Review

Lili offers a free business checking account with tax planning and expense tracking tools. Review the features to find out if Lili is worth it.

• Lili vs Novo
• Lili vs Bluevine

Articles on Chime

Chime

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

• Chime vs Chase
• Chime vs Discover Bank
• Chime vs Bank of America

Chime Alternatives

Discover the best Chime competitors that can offer you better rewards and a wider range of account options.

Which Do You Think is Best?