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UFB Direct vs US Bank


 UFB Direct
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UFB Direct

US Bank

SPECIAL OFFER
UFB High Yield Savings - Earn up to 2.00% APY - Learn More

 

Benefits and Features

Savings2.00% APY for balances of $10,000 and above.0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD Standard Term CD: 0.05% - 0.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 1.75% - 2.10% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999
Money Market2.00% APY for balances of $25,000 and above.0.03% - 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
Customer Service 24/7 Live Customer Service (Telephone)
ATMs More than 4,700 ATMs across the country
IRA Money Market Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations More than 3000 branches across the country.
 

CreditDonkey® Reviews

 UFB Direct
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • Promo CD with high APY
  • Free student account
  • 24/7 customer service
Cons:
  • High minimums to waive fees
  • Low savings APY
Bottom LineBig national bank with wide array of services and many account options... Read full review
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What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    UFB Direct: Pricing information from published website as of 11/8/2019

    US Bank: Pricing information from published website as of 12/13/2019 based on 91107 zip code.


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