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TD Bank vs Quontic

TD Bank is an east Coast bank with relatively low minimum balance requirements. How does it compare to Quontic? Read our comparison chart below.

 
Member FDIC
Quontic
Member FDIC
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TD Bank

Quontic

SPECIAL OFFER
Student Checking Account - $100 Bonus - Learn More

Read TD Bank Review

SPECIAL OFFER
High Yield Savings - 3.20% APY - Learn More

Read Quontic Review

 

Benefits and Features

Savings0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
High Yield Savings: 3.20% APY
CDup to 3.49% APY (up to 3.51% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).2.75% to 3.50% APY; $500 minimum
CheckingTD Complete Checking, TD Beyond Checking, TD Essential BankingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
Money Market 
3.80% APY
Mobile App
iOS & Android
 
ATMs2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida 
Customer Service24/7 Live Customer Service (Telephone) 
IRA CDup to 3.49% APY (up to 3.51% for Promotional APY. Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). 
Locations
over 1,100 locations
Online only
 

CreditDonkey® Reviews

 Quontic
SavingsStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
CDStarStarStarHalf StarEmpty Star
CheckingStarStarStarStarHalf StarStarStarStarStarHalf Star
Money MarketStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarStarStarStarStarStarHalf Star
Pros & ConsPros:
  • Extended banking hours
  • Low requirements to waive monthly fees
  • No foreign transaction fees
Cons:
  • No free checking
  • Low APY
  • Only on East Coast
Pros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Bottom LineEast Coast bank with relatively low minimum balance requirements... Read full reviewInnovative digital bank offering checking accounts with high rewards... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

TD Bank: Pricing information from published website as of 06/06/2026 based on 08034 zip code.

Quontic: Pricing information from published website as of 07/22/2026.

Which is Better: TD Bank or Quontic?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing TD Bank or Bank of America.

In short: Quontic's savings is notable.


Articles on TD Bank

TD Bank Reviews

TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere.

TD Beyond Checking Bonus

TD Bank is offering $300 to open a Beyond Checking account. Find out how to earn the bonus.

TD Bank Hours

TD Bank is open 7 days a week, depending on the location. Here's when you can visit a branch near you.

TD Open Account

Open your TD Bank account with ease. All details in this comprehensive guide. Don't miss the bonus.

TD Bank Routing Number

Find your TD Bank routing number by state. Get the correct number with and without a check.

Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Which Do You Think is Best?





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