Stripe vs Helcim

	Stripe	Helcim

	Visit Site	Visit Site
	SPECIAL OFFER Online Payment Processing - Learn More	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review
	Benefits and Features
Monthly Fee	No monthly fees	No monthly fees
Good For	Online businesses; Customized checkout experience	Small-mid sized businesses; Seasonal businesses
Equipment	Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)	$99 for Helcim Card Reader; $329 for Helcim Smart Terminal
Accept International Payments	135+ currencies	Customers can purchase in CAD/USD (not their local currency) from any location
Customer Service	Phone (by request), Email, Live Chat, IRC	Phone, email, or schedule callback
Fraud Prevention Tools
Invoice Management
Pricing Model	Flat rate (also offers customized pricing packages)	Interchange plus
Recurring Billing
ACH Payments		0.5% + $0.25 per transaction
Swipe Rate	2.7% + $0.05	Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)
Online Rate	2.9% + $0.30	Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)
Keyed-in Transaction Fee	3.4% + 30¢	Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)
Deposit Time	7-14 days after the first successful payment	1-2-day funding
Chargeback Fee	$15	$15 ($0 if you win the dispute)
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons		Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only 2 equipment options Not for high-risk businesses
Bottom Line		Excellent interchange-plus provider if you're looking for overall value and service... Read full review
	Visit Site	Visit Site
	Online Payment Processing	Start Accepting Payments Fast Helcim Card Reader for $99 Helcim Pricing
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Online Payment Processing

Accept payments worldwide and automate payouts and financial workflows seamlessly
Grow with confidence: Whether you're running an e-commerce store, subscription service, or marketplace, Stripe adapts to any business model
Trusted by millions: From startups to Fortune 500 companies, Stripe powers businesses of every size
Predictable costs: Transparent flat-rate pricing with no setup fees or monthly charges – pay only for what you use
Enable more sales: Support credit cards, mobile wallets, and 135+ international payment methods
Developer-friendly tools: Integrate payments quickly with Stripe's intuitive APIs and documentation

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Start Accepting Payments Fast

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Interchange Plus Pricing
No Monthly Fees
No Contracts

Helcim Card Reader for $99

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Tap & Pay
Chip & PIN
PIN Debit
Email receipts
Inventory and customer tracking
Analytics & reporting
Batch history
Card on file

Helcim Pricing

Monthly Volume	In-person Transactions	Online and Keyed Transactions
$0 - $50,000	Interchange + 0.40% + 8¢	Interchange + 0.50% + 25¢
$50,001 - $100,000	Interchange + 0.35% + 7¢	Interchange + 0.45% + 20¢
$100,001 - $500,000	Interchange + 0.25% + 7¢	Interchange + 0.35% + 20¢
$500,001 - $1,000,000	Interchange + 0.20% + 6¢	Interchange + 0.25% + 15¢
$1,000,001+	Interchange + 0.15% + 6¢	Interchange + 0.15% + 15¢

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