SoFi vs Ally Bank
SoFi is a personal loans with low APR and fees. Must have good credit to qualify. How does it compare to Ally Bank? Read our comparison chart below.
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| Learn More | Learn More | |
SoFi | Ally Bank | |
|---|---|---|
Personal Loans: Borrow Between $5k-$100k - | Online Savings Account - 3.30% APY - | |
Benefits and Features | ||
| Savings | 3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without) | |
| CD | 3.00% to 3.90% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.85% | |
| Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | |
| Money Market | ||
| Mobile App | ||
| ATMs | 75,000+ no-fee Allpoint and MoneyPass ATMs | |
| Customer Service | Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Fees |   | |
| Interest Rates | | |
| Eligibility |  | |
| Pros & Cons | Pros:
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| Bottom Line | Personal loans with low APR and fees. Must have good credit to qualify... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Ally Bank: Pricing information from published website as of 10/31/2025. | ||
Which is Better: SoFi or Ally Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing SoFi or Discover Bank.
Articles on SoFi
SoFi Personal Loan
SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.
SoFi Bank Review
Seeking high rates and a great digital banking experience? SoFi Bank offers solid accounts and a top-rated mobile app. Read on to know more.
SoFi Bank Locations
SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.
SoFi High Yield Savings
Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.
Articles on Ally Bank
Ally No Penalty CD
Ally Bank's No Penalty CD offers a competitive APY without early withdrawal penalties. Learn more about this CD here.
Ally Bank Locations
Ally is an excellent online bank with no physical locations. So, how can you access your funds? Read on to find out.
Ally High Yield Savings
Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.
Ally Bank Problems
Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.
Ally Savings vs Money Market
Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.
Ally Bank CD Rates
Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.
Ally Bank Routing Number
Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.
Which Do You Think is Best?
Which Bank Account is Right for You?
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