Quontic vs Wells Fargo
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Wells Fargo? Read our comparison chart below.
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| Visit Site | Learn More | |
Quontic | Wells Fargo | |
|---|---|---|
High Yield Savings - 3.85% APY - | Personal Checking Account - $125 Bonus | |
Benefits and Features | ||
| Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. | |
| CD | 3.00% to 3.75% APY; $500 minimum | Standard Fixed Term CD available online: 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch. |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback | Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking |
| Money Market | ||
| Mobile App | ||
| ATMs | 11,000+ ATMs across the country | |
| Customer Service | Available 24 hours a day, 7 days a week. | |
| IRA CD | Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. | |
| Locations | approximately 4,100 retail banking branches coast to coast | |
CreditDonkey® Reviews | ||
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| Mobile App | | |
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| CD | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | A "big 4" bank with a good range of checking accounts and full services... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 04/18/2025. Wells Fargo: Pricing information from the published website as of 05/09/2025 is based on the 91101 zip code. | ||
Which is Better: Quontic or Wells Fargo?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.
In short: Quontic's savings is notable. Wells Fargo's mobile app is impressive.
Articles on Quontic
Quontic Bank
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Articles on Wells Fargo
Wells Fargo Bank Review
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.
Wells Fargo Checking Account Bonus
Wells Fargo may offer a cash bonus when you open a checking account. Read on to learn more.
Wells Fargo High Yield Savings Review
Looking for a traditional bank to grow your funds? Wells Fargo offers a high-yield savings account with a decent rate. Read on to find out more.
Wells Fargo Bank CD Rates
Wells Fargo is one of the largest banks in the U.S. Should you get a Wells Fargo CD? Might be worth considering. Learn more.
Wells Fargo Bank Hours
Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.
Wells Fargo Routing Number
Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.
Which Do You Think is Best?
Which Bank Account is Right for You?
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