Quontic vs Wells Fargo

	Quontic	Wells Fargo


	SPECIAL OFFER CD Rates - Up to 2.20% APY - Learn More Read Quontic Review	SPECIAL OFFER Personal Checking Account - $200 Bonus - Learn More Read Wells Fargo Review
	Benefits and Features
Savings	High Yield Savings: 1.85% APY	0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or primary account owner is 24 years old or under
CD	1.15% to 2.20% APY; Terms of 6 months to 5 years; $500 minimum	Standard Term CD: 0.01% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 0.02% APY if you maintain a linked Portfolio by Wells Fargo relationship.
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin	Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo
Money Market	2.00% APY	Also known as the Platinum Savings Account. 0.01% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.02% requires account linked to Portfolio by Wells Fargo relationship.
Customer Service		Available 24 hours a day, 7 days a week.
ATMs		More than 13,000 ATMs across the country.
IRA CD		Standard Term CD: 0.01% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 0.02% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market		0.01% APY. $100 minimum opening deposit.
Locations		Approximately 5,400 retail banking branches coast to coast.
	CreditDonkey® Reviews

Savings
Checking
Customer Service
Mobile App
Pros & Cons	Pros: No monthly service fee High interest rate Bitcoin rewards account Cons: Basic mobile app $5/mo inactivity fee
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Read full review

	CD Rates - Up to 2.20% APY High Interest Checking - Up to 1.10% APY High Yield Savings - 1.85% APY	Personal Checking Account - $200 Bonus Everyday Checking Initiate Business Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 07/13/2022 Wells Fargo: Pricing information from published website as of 03/25/2022 based on 91107 zip code.

Member FDIC

CD Rates - Up to 2.20% APY

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$500 minimum opening deposit
FDIC insured

Term	CD Rates
6 Months	1.15% APY
1 Year	1.76% APY
2 Years	1.95% APY
3 Years	2.05% APY
5 Years	2.20% APY

Member FDIC

High Interest Checking - Up to 1.10% APY

Learn More

Earn up to 1.10% APY
$100 minimum opening deposit
APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.

Member FDIC

High Yield Savings - 1.85% APY

Learn More

1.85% APY
$100 minimum opening deposit
No monthly service fees

Articles on Quontic

Is Quontic Bank Safe

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Articles on Wells Fargo

Wells Fargo Bank Review

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.