Quontic vs Wells Fargo
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Wells Fargo? Read our comparison chart below.
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Quontic | Wells Fargo | |
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High Yield Savings - 3.85% APY - | Personal Checking Account - $125 Bonus | |
Benefits and Features | ||
Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. | |
CD | 3.00% to 3.75% APY; $500 minimum | Standard Fixed Term CD available online: 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch. |
Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback | Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking |
Money Market | ||
Mobile App | ||
ATMs | 11,000+ ATMs across the country | |
Customer Service | Available 24 hours a day, 7 days a week. | |
IRA CD | Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. | |
Locations | approximately 4,100 retail banking branches coast to coast | |
CreditDonkey® Reviews | ||
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Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
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Pros & Cons | Pros:
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Bottom Line | Innovative digital bank offering checking accounts with high rewards... | A "big 4" bank with a good range of checking accounts and full services... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 04/18/2025. Wells Fargo: Pricing information from the published website as of 05/09/2025 is based on the 91101 zip code. |
Which is Better: Quontic or Wells Fargo?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.
In short: Quontic's savings is notable. Wells Fargo's mobile app is impressive.