Quontic vs US Bank
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Quontic | US Bank | |
|---|---|---|
CD Rates - Up to 2.86% APY - | Easy Checking - $300 Bonus - | |
Benefits and Features | ||
| Savings | 0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance. | |
| CD | 1.26% - 2.86% APY; Terms of 6 months to 5 years; $500 minimum | Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.15% APY - 0.75% APY. Terms of 17 month - 59 months. Minimum deposit of $1,000. Maximum deposit $249,999. |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | Easy Checking, Gold Checking Package, Platinum Checking Package |
| Money Market | 0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance. | |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| ATMs | More than 4,700 ATMs across the country | |
| IRA Money Market | Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. | |
| Locations | More than 3000 branches across the country. | |
CreditDonkey® Reviews | ||
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| Savings |   | |
| Checking |  | |
| Customer Service | | |
| Mobile App | | |
| CD | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Big national bank with wide array of services and many account options... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 08/14/2021 US Bank: Pricing information from published website as of 03/8/2022 based on 91107 zip code. | ||
CD Rates - Up to 2.86% APY
- $500 minimum opening deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 6 Months | 1.26% APY |
| 1 Year | 2.01% APY |
| 2 Years | 2.51% APY |
| 3 Years | 2.81% APY |
| 5 Years | 2.86% APY |
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
High Yield Savings - 1.58% APY
- 1.58% APY
- $100 minimum opening deposit
- No monthly service fees
Easy Checking - $300 Bonus
Earn $300 when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through July 5, 2022. Member FDIC.
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $300
Gold Checking - $300 Bonus
Earn $300 when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through July 5, 2022. Member FDIC.
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $300
Platinum Checking - $300 Bonus
Earn $300 when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through July 5, 2022. Member FDIC.
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $300
Articles on Quontic
Is Quontic Bank Legit
Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.
Quontic Bank Review
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Articles on US Bank
US Bank
U.S. Bank is the 5th largest bank in the US, but does that make them a good bank for you? Do you need a large national bank or is a smaller bank more your style?
US Bank Routing Number
To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.
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