Quontic vs Santander Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Santander Bank? Read our comparison chart below.
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| Visit Site | Learn More | |
Quontic | Santander Bank | |
|---|---|---|
High Yield Savings - 3.75% APY - | 6-Month CD - 4.00% APY - | |
Benefits and Features | ||
| Savings | 0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account. | |
| CD | 3.00% to 3.75% APY; $500 minimum | 3.00%, 4.00% and 3.50% APY for 3, 6 and 12 months, respectively. Minimum deposit of $500, with Santander Checking Account. |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback | |
| Money Market | 0.03% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee. | |
| ATMs | Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations | |
| Customer Service | Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day) | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |   | |
| Checking |  | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
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| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 10/11/2025. Santander Bank: Pricing information from published website as of 10/09/2025 based on 02109 zip code. | ||
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.
Articles on Quontic
Quontic Bank Review
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
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