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Quontic vs Santander Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Santander Bank? Read our comparison chart below.

 Quontic
Member FDIC
 Visit SiteLearn More
 

Quontic

Santander Bank

SPECIAL OFFER
High Yield Savings - 4.50% APY - Learn More

Read Quontic Review

SPECIAL OFFER
Personal Checking Account - $400 Bonus - Learn More

Read Santander Bank Review

 

Benefits and Features

Savings
High Yield Savings: 4.50% APY
0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.
CD4.30% to 5.05% APY; $500 minimum4.50% to 4.75% APY. 6 - 11 months. Minimum deposit of $500, with Santander Checking Account.
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
 
Money Market
5.00% APY
0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
ATMs Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
Customer Service Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day)
Locations
Online only
Over 575 branches in the US
 

CreditDonkey® Reviews

 Quontic
SavingsStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
CheckingStarStarStarStarHalf StarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarHalf StarStarStarStarStarEmpty Star
CDStarStarStarStarStar
Money MarketStarStarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • Easy to waive monthly fees
  • High APY for CDs
  • Free student checking
Cons:
  • Low interest for Premier Plus Checking
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewNortheastern bank with low requirements to waive fees... Read full review
 Visit SiteLearn More

Personal Checking Account - $400 Bonus

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 03/27/2024

Santander Bank: Pricing information from published website as of 04/04/2024 based on 02109 zip code.

Which is Better: Quontic or Santander Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.

In short: Quontic's savings is notable.


Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Is Quontic Bank Legit

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Articles on Santander Bank

Santander Bank Review

If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs.

Which Do You Think is Best?





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