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Quontic vs Santander Bank


 Quontic
 Visit SiteLearn More
 

Quontic

Santander Bank

SPECIAL OFFER
CD Rates - Up to 2.86% APY - Learn More

Read Quontic Review

SPECIAL OFFER
Personal Checking Account - $300 Bonus - Learn More

Read Santander Bank Review

 

Benefits and Features

Savings
High Yield Savings: 1.58% APY
0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.
CD1.26% - 2.86% APY; Terms of 6 months to 5 years; $500 minimum0.10% APY. 15-month. Minimum deposit of $500, with Santander Checking Account.
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.5% cashback
Bitcoin Rewards Checking: 1.5% Bitcoin
 
Money Market
1.50% APY
0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
Customer Service Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day)
ATMs Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy┬« locations
Locations 
Over 575 branches in the US
 

CreditDonkey® Reviews

 Quontic
SavingsStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
CheckingStarStarStarStarHalf StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf StarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarHalf Star
CDStarStarStarStarStar
Money MarketStarStarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
  • Bitcoin rewards account
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • Easy to waive monthly fees
  • High APY for CDs
  • Free student checking
Cons:
  • Low interest for Premier Plus Checking
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewNortheastern bank with low requirements to waive fees... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 08/14/2021

Santander Bank: Pricing information from published website as of 3/16/2022 based on 91107 zip code.

Quontic
Member FDIC

CD Rates - Up to 2.86% APY

  • $500 minimum opening deposit
  • FDIC insured
TermCD Rates
6 Months1.26% APY
1 Year2.01% APY
2 Years2.51% APY
3 Years2.81% APY
5 Years2.86% APY
Quontic
Member FDIC

High Interest Checking - Up to 1.10% APY

  • Earn up to 1.10% APY
  • $100 minimum opening deposit
  • APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Quontic
Member FDIC

High Yield Savings - 1.58% APY

  • 1.58% APY
  • $100 minimum opening deposit
  • No monthly service fees

Articles on Quontic

Is Quontic Bank Legit

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Articles on Santander Bank

Santander Bank Review

If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs.

Which Do You Think is Best?





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