Quontic vs Santander Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Santander Bank? Read our comparison chart below.
 | ||
| Visit Site | Learn More | |
Quontic | Santander Bank | |
|---|---|---|
High Yield Savings - 3.85% APY - | 6-Month CD - 4.00% APY - | |
Benefits and Features | ||
| Savings | 0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account. | |
| CD | 3.00% to 3.75% APY; $500 minimum | 3.50% to 4.00% APY. 6 - 17 months. Minimum deposit of $500, with Santander Checking Account. |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback | |
| Money Market | 0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee. | |
| ATMs | Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations | |
| Customer Service | Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day) | |
| Locations | ||
CreditDonkey® Reviews | ||
| ||
| Savings |   | |
| Checking |  | |
| Mobile App | | |
| Customer Service | | |
| CD | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Northeastern bank with low requirements to waive fees... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 04/18/2025. Santander Bank: Pricing information from published website as of 05/01/2025 based on 02109 zip code. | ||
Which is Better: Quontic or Santander Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.
In short: Quontic's savings is notable.
Articles on Quontic
Quontic Bank Review
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Articles on Santander Bank
Santander Bank Review
If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs.
Which Do You Think is Best?
Which Bank Account is Right for You?
Next Page: Quontic Bank Review
