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Citizens Bank Promotions

Read our in-depth review of Citizens Bank to see why Citizens Bank scored 3.8 stars out of 5. We like their one deposit checking, goaltrack savings, and 24/7 customer service.

If you're looking for bank promotions, you must check out these offers.

Clearly Better Business Checking

  • $0 monthly fee
  • No minimum balance requirement
  • Up to 200 check transactions per statement period at no charge

Online CD

TermAPY
6 Months4.50%
14 Months2.75%

4.50%

Citizens Bank High Yield Online Savings - 4.50% APY

  • No opening fee
  • No service fee
  • $0.01 minimum opening deposit
$400

Personal Checking Account - $400 Bonus

Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Earn $2 for every completed qualified debit card transaction, up to $100, within the next 60 days of account opening. Account must be opened via the offer page to qualify for the bonus.

Expires 10/26/2023
$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Account must be opened via the offer page to qualify for bonus.

Expires 10/26/2023
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

Expires 12/14/2023

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Citibank

Citi Priority - Earn up to $2,000 Cash Bonus

Expires 1/9/2024
  • Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
  • New to Relationship customers can choose their Relationship Tier.
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
  • Restrictions apply.
Chase
Member FDIC

Chase Business Complete Banking® - $300 Bonus

Expires 10/19/2023
  • Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
  • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
  • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
  • Trusted and secure financial partner. We're committed to helping you grow and protect your business.
Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Expires 12/31/2023
Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by December 31, 2023
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 10/18/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Citizens Bank Trending Offers

3 hours agoPersonal Checking Account - $400 Bonus selected by a visitor from Pennsylvania
YesterdayPersonal Checking Account - $300 Bonus selected by a visitor
1 days agoCitizens Bank High Yield Online Savings - 4.50% APY selected by a visitor from Maryland
2 days agoClearly Better Business Checking selected by a visitor from New York
3 days agoOnline CD selected by a visitor from Pennsylvania

Don't miss another hot deal. Check back often at CreditDonkey.

$250

Personal Checking Account - $250 Bonus

Open a new qualifying checking account. Set up and receive at least one single direct deposit of $500 or more within 60 days of account opening. Account must be opened via the offer page to qualify for bonus.

Expired 8/31/2023
$400

Personal Checking Account - $400 Bonus

Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Earn $2 for every completed qualified debit card transaction, up to $100, within the next 60 days of account opening. Account must be opened via the offer page to qualify for the bonus.

Expired 8/31/2023
$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Account must be opened via the offer page to qualify for bonus.

Expired 8/31/2023
$400

Personal Checking Account - $400 Bonus

Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Earn $2 for every completed qualified debit card transaction, up to $100, within the next 60 days of account opening. Account must be opened via the offer page to qualify for the bonus.

Expired 7/6/2023
$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Account must be opened via the offer page to qualify for bonus.

Expired 7/6/2023
2.75%

Citizens Bank 14-Month CD - 2.75% APY

Expired 6/30/2023
$250

GoalTrack Savings Program – up to $250 in Gift Cards

Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

Expired 3/5/2020
$250

Platinum Checking Account – $250 Cash Bonus

Earn $250 when you open a new Citizens Bank Platinum Checking™ account and make a single direct deposit of at least $500 within 60 days of account opening. Bonus will be awarded within 90 days after the direct deposit has been posted. There is a $25 monthly service fee that is waived if you maintain at least $25,000 in combined balances across all deposit and investment accounts. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

Expired 6/30/2018
$150

One Deposit Checking Account – $150 Cash Bonus

Earn $150 when you open a new Citizens Bank One Deposit Checking account and make a single direct deposit of at least $500 within 60 days of account opening. Bonus will be awarded within 90 days after the direct deposit has been posted. The $9.99/month service fee is waived when you make a deposit of any amount each statement period. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

Expired 6/30/2018
$500

Business Checking Account - $500 Bonus

Open a new Business Advisor Checking account. Make a minimum opening deposit of $5,000 to the account by the end of the succeeding month after the account was opened. Maintain a balance of $5,000 in the account until the end of the second month following the month the account was opened. Complete 5 or more qualifying transactions in each of the two succeeding months after the account was opened. See offer for complete details.

Expired 5/15/2023

Citizens Bank has over 1,100 branches on the East Coast. It offers a wide range of banking products and services, as well as financial tools to keep you on track.

Citizens Bank Promotions

From time to time, Citizens Bank offers cash bonuses for new banking customers. Deals are only available for residents of select States, so make sure you read the fine print carefully.

Citizens Bank Checking Account Offer:
  1. Personal Checking Account: $400 Bonus
  2. Personal Checking Account: $300 Bonus

All Citizens Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 3,100 ATMS.

Special Checking Account Features

Citizens checking accounts come with these features:

  • $5 Overdraft Pass. If you overdraw your account by $5 or less, you won't pay an overdraft fee.

  • Overdraft protection. To cover overdrafts, you can link a Citizens Bank savings account or apply for an Overdraft Line of Credit. Funds will be automatically transferred if you overdraw your checking account. There is a transfer fee, but it's much lower than the overdraft fee.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at Citizens Bank

  • GoalTrack Savings Program. This program can be added to any of Citizen Bank's savings accounts. You set a target time-frame and a monthly savings goal amount. If you achieve your goal, you can earn up to $250 in gift cards. The amount varies depending on your goal.

  • One Deposit Checking. The service fee for this checking account is easily waived when you make one deposit of any amount each statement period.

  • Student Checking. This account is free for students and young adults under 25. Students who are 16 years old can apply for a joint account with a parent or guardian. For individual accounts, you can apply online if you're 18, or in-person at a branch at the age of 17.

How to Avoid Citizens Bank Checking Account Fees

  • One Deposit Checking. The $9.99 monthly fee can be waived if you make one deposit of any amount each statement period.

  • Platinum Checking. The $25 monthly fee can be waived if you maintain a combined balance of at least $25,000 across all Citizens Bank deposit and investment accounts.

  • Platinum Plus Checking. The $25 monthly fee can be waived if you: maintain a combined balance of at least $25,000 across all Citizens Bank deposit and investment accounts, AND have either total deposits of at least $5,000 per month, OR maintain a $10,000 average daily checking balance.

  • Student Checking. There is no monthly service fee if you are under 25.

    Highlights

    Savings
    Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
    CD
    Several types of CD accounts. Terms ranging from 6 -14 month. 2.75% - 4.50% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts.
    Money Market
    Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
    Customer Service
    24/7 Telephone Customer Service
    ATMs
    More than 3100 ATMs across 11 states.
    IRA CD
    Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.
    Locations
    Approximately 1,018 branches across the country

Pricing information from published website as of 09/09/2023 based on 10011 zip code.

 Bank of America
 Learn MoreVisit Site
 

Citizens Bank

Bank of America

 

Benefits and Features

SavingsSeveral types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
Check
CDSeveral types of CD accounts. Terms ranging from 6 -14 month. 2.75% - 4.50% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts.
Check
Checking 
Check
Money MarketSeveral types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account. 
Customer Service24/7 Telephone Customer Service
  • Mon-Fri: 8am - 9pm (ET)
  • Sat: 8am - 8pm (ET)
  • Sun: 8am - 5pm (ET)
ATMsMore than 3100 ATMs across 11 states.
Approximately 16,000+ ATMs
IRA CDTerms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.
Check
LocationsApproximately 1,018 branches across the countryApproximately 3,800+ retail financial centers
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Citizens Bank: Pricing information from published website as of 09/09/2023 based on 10011 zip code.

Bank of America: Pricing information from published website as of 09/20/2023 based on 91107 zip code.


Citizens Bank Student Loans


Citizens Bank Alternatives

Bank of America
Member FDIC

Business Advantage Fundamentals™ Banking

  • No fee for first 200 transactions per statement cycle
  • No fee for first $7,500 in cash deposited per statement cycle
  • Waive the $16 monthly fee in a variety of ways
Citibank

Citi Priority - Earn up to $2,000 Cash Bonus

Expires 1/9/2024

Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day. New To Relationship customers can choose their Relationship Tier. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities. Restrictions apply.

Balance LevelsMaximum Bonus
$10,000 - $29,999$200
$30,000 - $74,999$500
$75,000 - $199,999$1,000
$200,000 - $299,999$1,500
$300,000 and above$2,000

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 10/18/2023
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started.
  • No overdraft fees with a Chase debit card that helps you stay within your balance.
  • Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

Expires 10/31/2023
  • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
  • ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
  • Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
  • Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
  • Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
  • Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send
  • Money with Zelle®, Mobile Deposit and Online Statements.
Sallie Mae Bank

14-Month No Penalty CD - 4.75% APY

  • No fees
  • $1 minimum deposit
  • FDIC insured

Articles on Citizens Bank

Citizens Bank Review

Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank.

Recent Mentions

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More Bank Promotions

Bank of America
Member FDIC

Bank of America Promotions

Bank of America Business Advantage Checking Account - $200 Bonus Offer
Citibank
Member FDIC

Citibank Promotions

Citi Priority - Earn up to $2,000 Cash Bonus
Chase
Member FDIC

Chase Coupon

Chase Bank $200 Bonus
TD Bank
Member FDIC

TD Bank Promotions

TD $300 Beyond Checking Bonus

Capital One 360 Promo Code

360 Performance Savings - 4.30% APY
Sallie Mae Bank

Sallie Mae Bank Promotions

14-Month No Penalty CD - 4.75% APY

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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