Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Citizens Bank Promotions

Read our in-depth review of Citizens Bank to see why Citizens Bank scored 3.8 stars out of 5. We like their one deposit checking, goaltrack savings, and 24/7 customer service.

If you're looking for bank promotions, you must check out these offers.

$400

Personal Checking Account - $400 Bonus

Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Earn $2 for every completed qualified debit card transaction, up to $100, within the next 60 days of account opening. Account must be opened via the offer page to qualify for the bonus.

Expires 4/11/2024
$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Account must be opened via the offer page to qualify for bonus.

Expires 4/11/2024
$250

Personal Checking Account - $250 Bonus

Open a new qualifying checking account. Set up and receive at least one single direct deposit of $500 or more within 60 days of account opening. Account must be opened via the offer page to qualify for bonus.

Expires 4/11/2024
4.50%

Citizens Bank High Yield Online Savings - 4.50% APY

  • No opening fee
  • No service fee
  • $0.01 minimum opening deposit

Clearly Better Business Checking

  • $0 monthly fee
  • No minimum balance requirement
  • Up to 200 check transactions per statement period at no charge

Online CD

TermAPY
8 Months5.00%
14 Months2.75%

High-Yield Savings Premier - 5.36% APY

High-Yield Savings Premier - 5.36% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
5.36% annual percentage yield (APY) is accurate as of 1/17/2024 and subject to change at the Bank's discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
Citibank
Member FDIC

Enhanced Direct Deposit - Earn $300 Cash Bonus

Earn $300 cash bonus when you open a new eligible checking account with Enhanced Direct Deposit and complete required activities. Member FDIC

  • Open a new eligible Citi Checking account with Enhanced Direct Deposits
  • Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening.
  • Your total combined Enhanced Direct Deposit must equal $1,500 or more.
  • Earn a $300 cash bonus. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Expires 6/30/2024
Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by June 30, 2024
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 5/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 5/31/2024.
  • To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
  • Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 4/17/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Citizens Bank Trending Offers

4 hours agoCitizens Bank High Yield Online Savings - 4.50% APY selected by a visitor from Massachusetts
4 hours agoPersonal Checking Account - $400 Bonus selected by a visitor from Pennsylvania
YesterdayPersonal Checking Account - $250 Bonus selected by a visitor from South Carolina
YesterdayPersonal Checking Account - $300 Bonus selected by a visitor from New York
4 days agoOnline CD selected by a visitor from Pennsylvania

Don't miss another hot deal. Check back often at CreditDonkey.

$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Account must be opened via the offer page to qualify for bonus.

Expired 2/16/2024
$400

Personal Checking Account - $400 Bonus

Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Earn $2 for every completed qualified debit card transaction, up to $100, within the next 60 days of account opening. Account must be opened via the offer page to qualify for the bonus.

Expired 2/16/2024
$300

Personal Checking Account - $300 Bonus

Earn $200 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Earn $2 for every completed qualified debit card transaction, up to $100, within the next 60 days of account opening. Account must be opened via the offer page to qualify for the bonus.

Expired 12/21/2023
$200

Personal Checking Account - $200 Bonus

Open a new qualifying checking account. Have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Account must be opened via the offer page to qualify for bonus.

Expired 12/21/2023
$250

Personal Checking Account - $250 Bonus

Open a new qualifying checking account. Set up and receive at least one single direct deposit of $500 or more within 60 days of account opening. Account must be opened via the offer page to qualify for bonus.

Expired 12/21/2023
$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Account must be opened via the offer page to qualify for bonus.

Expired 12/21/2023
$400

Personal Checking Account - $400 Bonus

Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Earn $2 for every completed qualified debit card transaction, up to $100, within the next 60 days of account opening. Account must be opened via the offer page to qualify for the bonus.

Expired 12/21/2023
$250

GoalTrack Savings Program – up to $250 in Gift Cards

Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

Expired 3/5/2020
$250

Platinum Checking Account – $250 Cash Bonus

Earn $250 when you open a new Citizens Bank Platinum Checking™ account and make a single direct deposit of at least $500 within 60 days of account opening. Bonus will be awarded within 90 days after the direct deposit has been posted. There is a $25 monthly service fee that is waived if you maintain at least $25,000 in combined balances across all deposit and investment accounts. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

Expired 6/30/2018
$150

One Deposit Checking Account – $150 Cash Bonus

Earn $150 when you open a new Citizens Bank One Deposit Checking account and make a single direct deposit of at least $500 within 60 days of account opening. Bonus will be awarded within 90 days after the direct deposit has been posted. The $9.99/month service fee is waived when you make a deposit of any amount each statement period. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

Expired 6/30/2018

Citizens Bank has over 1,100 branches on the East Coast. It offers a wide range of banking products and services, as well as financial tools to keep you on track.

Citizens Bank Promotions

From time to time, Citizens Bank offers cash bonuses for new banking customers. Deals are only available for residents of select States, so make sure you read the fine print carefully.

Citizens Bank Checking Account Offer:
  1. Personal Checking Account: $400 Bonus
  2. Personal Checking Account: $300 Bonus
  3. Personal Checking Account: $250 Bonus

All Citizens Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 3,100 ATMS.

Special Checking Account Features

Citizens checking accounts come with these features:

  • $5 Overdraft Pass. If you overdraw your account by $5 or less, you won't pay an overdraft fee.

  • Overdraft protection. To cover overdrafts, you can link a Citizens Bank savings account or apply for an Overdraft Line of Credit. Funds will be automatically transferred if you overdraw your checking account. There is a transfer fee, but it's much lower than the overdraft fee.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at Citizens Bank

  • GoalTrack Savings Program. This program can be added to any of Citizen Bank's savings accounts. You set a target time-frame and a monthly savings goal amount. If you achieve your goal, you can earn up to $250 in gift cards. The amount varies depending on your goal.

  • One Deposit Checking. The service fee for this checking account is easily waived when you make one deposit of any amount each statement period.

  • Student Checking. This account is free for students and young adults under 25. Students who are 16 years old can apply for a joint account with a parent or guardian. For individual accounts, you can apply online if you're 18, or in-person at a branch at the age of 17.

How to Avoid Citizens Bank Checking Account Fees

  • One Deposit Checking. The $9.99 monthly fee can be waived if you make one deposit of any amount each statement period.

  • Platinum Checking. The $25 monthly fee can be waived if you maintain a combined balance of at least $25,000 across all Citizens Bank deposit and investment accounts.

  • Platinum Plus Checking. The $25 monthly fee can be waived if you: maintain a combined balance of at least $25,000 across all Citizens Bank deposit and investment accounts, AND have either total deposits of at least $5,000 per month, OR maintain a $10,000 average daily checking balance.

  • Student Checking. There is no monthly service fee if you are under 25.

    Highlights

    Savings
    Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
    CD
    Several types of CD accounts. Terms ranging from 8-14 month. 2.75% - 5.00% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts.
    Money Market
    Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
    ATMs
    More than 3,400 ATMs across 14 states.
    Customer Service
    24/7 Telephone Customer Service
    IRA CD
    Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.
    Locations
    Approximately 1,100 branches across the country

Pricing information from published website as of 03/01/2024 based on 10011 zip code.

 Bank of America
Member FDIC
 Learn MoreLearn More
 

Citizens Bank

Bank of America

 

Benefits and Features

SavingsSeveral types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
Check
CDSeveral types of CD accounts. Terms ranging from 8-14 month. 2.75% - 5.00% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts.
Check
Checking 
Check
Money MarketSeveral types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account. 
ATMsMore than 3,400 ATMs across 14 states.
Approximately 16,000+ ATMs
Customer Service24/7 Telephone Customer Service
  • Mon-Fri: 8am - 9pm (ET)
  • Sat: 8am - 8pm (ET)
  • Sun: 8am - 5pm (ET)
IRA CDTerms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.
Check
LocationsApproximately 1,100 branches across the countryApproximately 3,900 retail financial centers
 Learn MoreLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Citizens Bank: Pricing information from published website as of 03/01/2024 based on 10011 zip code.

Bank of America: Pricing information from published website as of 02/29/2024 based on 91107 zip code.


Citizens Bank Student Loans


Citizens Bank Alternatives

Bank of America
Member FDIC

Bank of America Advantage SafeBalance Banking®

  • Banking that helps you stay within your balance.
  • No monthly maintenance fee each statement cycle when you meet one of the following: an owner of this account is under the age of 25 or maintain a minimum daily. balance of $500 in your account or are a member of Bank of America Preferred Rewards®.
  • Bank of America, N.A. Member FDIC.
Citibank
Member FDIC

Enhanced Direct Deposit - Earn $300 Cash Bonus

Earn $300 cash bonus when you open a new eligible checking account with Enhanced Direct Deposit and complete required activities. Member FDIC

  • Open a new eligible Citi Checking account with Enhanced Direct Deposits
  • Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening.
  • Your total combined Enhanced Direct Deposit must equal $1,500 or more.
  • Earn a $300 cash bonus. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 4/17/2024
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
  • Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Pay bills, cash checks and send or receive money with Zelle® all for a $4.95 monthly service fee.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

  • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
  • ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
  • Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
  • Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
  • Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
  • Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
Discover Bank
Member FDIC

Online Savings Account - Earn 4.30% APY

  • No fees
  • No minimum opening deposit
  • No minimum balance required

Articles on Citizens Bank

Citizens Bank Review

Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank.

Citizens Bank Problems

While Citizens Bank offers easy-to-maintain checking and savings accounts, some customers didn't have the best experience. Here's why.

Recent Mentions

Best Savings Accounts for College Students

Best Savings Accounts for College Students

Kickstart your savings journey as a student. Find the best savings accounts with high APYs to give your savings a boost.
Largest Banks in the US

Largest Banks in the US

A list of the largest banks in the US was released. Which banks came out on top? Read on to find out, plus the benefits of working with a big bank.
Best Money Market Rates

Best Money Market Rates

Good money market accounts offer high interest rates with more flexibility. Here are the safest money market accounts to earn the most interest.
Add Your Comment



Save money and build wealth. Sign up to get our FREE email newsletter.

More Bank Promotions

Bank of America
Member FDIC

Bank of America Promotions

Bank of America Advantage Banking - $200 Bonus Offer
Citibank
Member FDIC

Citibank Promotions

Enhanced Direct Deposit - Earn $300 Cash Bonus
Chase
Member FDIC

Chase Coupon

Chase Bank $300 Bonus
TD Bank
Member FDIC

TD Bank Promotions

TD $300 Beyond Checking Bonus

Capital One 360 Promo Code

360 Performance Savings - 4.35% APY

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.