PNC Bank vs Western Alliance Bank

PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Western Alliance Bank? Read our comparison chart below.

PNC Bank has 2,300+ branches in 27 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

While Western Alliance Bank offers high-yield savings products and CD accounts.

Compare PNC Bank with Western Alliance Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	PNC Bank	Western Alliance Bank
	SPECIAL OFFER Virtual Wallet with Performance Select Checking - $400 Bonus - Learn More Read PNC Bank Review	SPECIAL OFFER High-Yield Savings Premier - 3.80% APY Read Western Alliance Bank Review
	Benefits and Features
Savings	Up to 3.15% APY. Only available in eligible markets.	High-Yield Savings Premier: 3.80% APY
CD	0.01% to 4.00% APY. Terms of 7 days to 10 years.	Up to 4.20% APY; 1-12 month term CDs. $1 minimum deposit.
Checking	Virtual Wallet: $7/month fee, unless you have 1) $500/month in qualifying direct deposits, or 2) maintain a $500 balance, or 3) be at least 62 years old. Virtual Wallet with Performance Spend: $15/month fee, unless you have 1) $2,000 in qualifying direct deposits, or 2) a $2,000 balance, or 3) $10,000 in combined PNC consumer deposits. Virtual Wallet with Performance Select: $25/month fee, unless you have 1) $5,000 in qualifying direct deposits, or 2) a $5,000 balance (including up to 7 linked checking accounts), or 3) $25,000 in combined balances or PNC consumer deposits, and/or investments. Select Markets Only*	Personal Checking, Personal Interest Checking
Money Market	Up to 0.05% APY. Only available in eligible markets.
Mobile App	iOS & Android
ATMs	approximately 60,000 PNC and partner ATMs
Customer Service	Personal Credit Cards: Automated account information is available 24/7 Other products & services: Monday - Friday: 8:00 a.m. - 9:00 p.m. ET Saturday - Sunday: 8:00 a.m. - 5:00 p.m. ET
Locations	2,300+ locations	35 locations
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Fees
Pros & Cons	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY on some savings accounts	Pros: High APY No account activity or maintenance fees Cons: No debit card or checks
Bottom Line	East Coast bank with advanced financial tools to help achieve goals... Read full review	Solid bank that offers high APY savings products with a fully digital experience... Read full review
	Learn More	Visit Site
	Virtual Wallet with Performance Select Checking - $400 Bonus Virtual Wallet Checking - $100 Bonus High Yield Savings Account - 3.15% APY	High Yield Savings Account - 3.80% APY High-Yield CD Rates - Up to 4.20% APY 3-Month High-Yield CD - 4.20% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 09/02/2026 based on 91107 zip code. Western Alliance Bank: Information sourced from the published website as of 08/26/2026.

High-Yield Savings Premier - 3.80% APY

Learn More

No account fees
Option to open individual or joint account
FDIC insured up to $250,000 per depositor
Only $500 minimum opening deposit

The annual percentage yield (APY) is accurate as of January 8, 2026 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

Which is Better: PNC Bank or Western Alliance Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Bank of America.

In short: PNC Bank's mobile app and customer service are worth mentioning. Western Alliance Bank's savings and cd are outstanding.

Articles on PNC Bank

PNC Bank Review

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.