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Payline vs Venmo

Payline is a good credit card processor for most businesses. How does it compare to Venmo? Read our comparison chart below.

 PaylineVenmo
 Visit SiteVisit Site
 

Payline

Venmo

SPECIAL OFFER
Free 1st Month of Processing - Learn More

Read Payline Review

SPECIAL OFFER
Try Venmo business profiles for 30 days - Learn More

Read Venmo Review

 

Benefits and Features

Customer Service
Phone, Email
Phone, email, and messaging through the app
Good ForBusinesses processing $5,000 or more per monthSmall mobile businesses and freelancers who want to take Venmo payments
EquipmentPOS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
None needed
Pricing Model
Interchange-Plus
Flat-Rate
Swipe Rate
Interchange + 0.2% + $0.10
1.9% + $0.10
Online Rate
Interchange + 0.40% + $0.20
2.9% + $0.30
Monthly Fee
  • $20 per month for in-person processing
  • $20 per month for online processing
  • $10 per month for virtual terminal
$0
Keyed-in Transaction Fee
Interchange + 0.40% + $0.20
N/A
Deposit Time
1-2 business days
Instant access to the funds in your Venmo account for in-person payments.
Chargeback Fee
$25
N/A
 

CreditDonkey® Reviews

 PaylineVenmo
PriceStarStarStarStarHalf StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarStarStarStarStarStarStarStar
EcommerceStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarStarStar
Pros & ConsPros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Pros:
  • Accept Venmo in-person
  • Expand payment options
  • Simple pricing
Cons:
  • Must go through PayPal or Braintree for online payments
Bottom LineGood credit card processor for most businesses... Read full reviewGood way for small businesses and freelancers to accept Venmo payments... Read full review
 Visit SiteVisit Site

Try Venmo business profiles for 30 days

Which is Better: Payline or Venmo?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Square.

In short: Payline's customer service and high volume business are noteworthy. Venmo's ecommerce and low volume business are noteworthy. In particular, the low volume business is impressive.


Articles on Payline

Payline Data Review

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

Articles on Venmo

Venmo for Business

Merchants can use Venmo to accept payment. But is this social-friendly payment service a good option for your business? Read this review before you get started.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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