Payline vs Venmo

Payline is a good credit card processor for most businesses. How does it compare to Venmo? Read our comparison chart below.

	Visit Site	Visit Site
	Payline	Venmo
		SPECIAL OFFER Try Venmo business profiles for 30 days - Learn More Read Venmo Review
	Benefits and Features
Monthly Fee	$10 per month for in-person processing $20 per month for online processing $10 per month for virtual terminal	$0
Good For	Businesses processing $5,000 or more per month	Small mobile businesses and freelancers who want to take Venmo payments
Equipment	POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing	None needed
Customer Service	Phone, Email	Phone, email, and messaging through the app
Pricing Model	Interchange-Plus	Flat-Rate
Swipe Rate	Interchange + 0.4% + $0.10	1.9% + $0.10
Online Rate	Interchange + 0.75% + $0.20	2.9% + $0.30
Keyed-in Transaction Fee	Interchange + 0.75% + $0.20	N/A
Deposit Time	Next business day	Instant access to the funds in your Venmo account for in-person payments.
Chargeback Fee	$25	N/A
	CreditDonkey® Reviews
Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: User-friendly interface Transparent interchange-plus pricing model Cons: Monthly fee $25 monthly minimum processing requirement	Pros: Accept Venmo in-person Expand payment options Simple pricing Cons: Must go through PayPal or Braintree for online payments
Bottom Line	Good credit card processor for most businesses... Read full review	Good way for small businesses and freelancers to accept Venmo payments... Read full review
	Visit Site	Visit Site
		Try Venmo business profiles for 30 days

Which is Better: Payline or Venmo?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Square.

In short: Payline's customer service and high volume business are noteworthy. Venmo's ecommerce and low volume business are noteworthy. In particular, the low volume business is impressive.

Articles on Payline

Payline Data Review

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

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Articles on Venmo

Venmo for Business

Merchants can use Venmo to accept payment. But is this social-friendly payment service a good option for your business? Read this review before you get started.

Which Do You Think is Best?