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NorthOne vs Citizens Bank

NorthOne is a good business banking features and tools with no monthly fees. How does it compare to Citizens Bank? Read our comparison chart below.

NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While Citizens Bank has over 1,100 branches on the East Coast. It offers a wide range of banking products and services, as well as financial tools to keep you on track. The GoalTrack Savings program offers gift card incentives for reaching your savings goals.

Compare NorthOne with Citizens Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 NorthOne
 Visit SiteLearn More
 

NorthOne

Citizens Bank

SPECIAL OFFER
NorthOne Free Business Banking - Learn More

Read NorthOne Review

SPECIAL OFFER
Personal Checking Account - $400 Bonus - Learn More

Read Citizens Bank Review

 

Benefits and Features

SavingsNo savings account, but you can create unlimited envelopes for savings goalsSeveral types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
CD Several types of CD accounts. Terms ranging from 8-14 month. 2.75% - 5.00% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts.
Checking$0 monthly fee; no balance requirements 
Monthly Fee
$0
 
Money Market Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
APY
N/A
 
Minimum Deposit to Open
$50
 
ACH Transfer Fee
$0
 
ATMs
38,000+ MoneyPass ATMs
More than 3,400 ATMs across 14 states.
Balance Requirement
None
 
Cash Deposit Fee
$4.95
 
Customer ServicePhone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.24/7 Telephone Customer Service
Incoming Wire Transfer Fee
$20 for domestic wires
 
IRA CD Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.
Locations
Online only
Approximately 1,100 branches across the country
Out of Network ATM Fee
Fee from ATM owner
 
Outgoing Wire Transfer Fee
$20 for domestic wires
 
Overdraft Fee
$0
 
 

CreditDonkey® Reviews

 NorthOne
CheckingStarStarStarStarEmpty StarStarStarStarStarEmpty Star
FeesStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarStarStarStarStarStarStar
SavingsStarStarStarStarEmpty Star
CDStarStarStarEmpty StarEmpty Star
Money MarketStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • No monthly fees
  • Unlimited envelopes
  • App integrations
Cons:
  • No APY
  • Cash deposit fee
Pros:
  • One Deposit Checking
  • GoalTrack Savings
  • 24/7 customer service
Cons:
  • Low APY
  • Heavy overdraft fees
  • Limited branches
Bottom LineGood business banking features and tools with no monthly fees... Read full reviewEast Coast bank with solid deposit products to help meet goals... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

NorthOne: Information sourced from the published website as of 03/05/2024.

Citizens Bank: Pricing information from published website as of 03/15/2024 based on 10011 zip code.

NorthOne

NorthOne Free Business Banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Automate your bill payments
  • $50 minimum opening deposit
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
NorthOne

NorthOne Plus Business Banking

  • Priority email/chat support
  • Dedicated relationship manager
  • Implementation and onboarding assistant
  • $0 same-day ACH payments, bill payments, and physical checks
  • Lowest transaction fees
  • $50 minimum opening deposit
  • $20 monthly fee
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
NorthOne

Business Referral Program - $50 Bonus

Earn $50 for every referral who successfully opens a qualifying business account, and completes all qualifying requirements. Referred clients will get $50 in bonus.

Which is Better: NorthOne or Citizens Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing NorthOne or Chase.

In short: NorthOne's mobile app is impressive.


Articles on NorthOne

NorthOne

NorthOne is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

Is NorthOne Legit

NorthOne offers convenient online banking for small business owners. But is NorthOne safe and legit? Read on to find out.

Articles on Citizens Bank

Citizens Bank Review

Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank.

Citizens Bank High Yield Savings

Citizens has an online savings account with a competitive APY and no fees. But what's the catch? Continue reading to find out.

Citizens Bank Problems

While Citizens Bank offers easy-to-maintain checking and savings accounts, some customers didn't have the best experience. Here's why.

Which Do You Think is Best?





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