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North One vs CIT Bank

North One is a good business banking features and tools with no monthly fees. How does it compare to CIT Bank? Read our comparison chart below.

North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While CIT Bank is an online division of First Citizens Bank. It's known for high interest rates on its savings accounts and CDs. In addition, it offers an eChecking account. All accounts have no monthly service fees.

Compare North One with CIT Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 North OneCIT Bank
Member FDIC
 Visit SiteVisit Site
 

North One

CIT Bank

SPECIAL OFFER
North One Free Business Banking - Learn More

Read North One Review

SPECIAL OFFER
CIT Bank Platinum Savings - Learn More

Read CIT Bank Review

 

Benefits and Features

SavingsNo savings account, but you can create unlimited envelopes for savings goalsPlatinum Savings: 4.30% APY with a balance of $5,000 or more
Savings Connect: 4.00% APY
Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit
CD Term CDs up to 3.50% APY. $1,000 minimum opening deposit.
Checking$0 monthly fee; no balance requirementseChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000
Monthly Fee
$0
 
Money Market 
1.55% APY
APY
N/A
 
Minimum Deposit to Open
$50
 
Mobile App 
iOS & Android
ACH Transfer Fee
$0
 
ATMs
38,000+ MoneyPass ATMs
No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account)
Balance Requirement
None
 
Cash Deposit Feeup to $4.95; 1 refund/month (Standard members); 3 refunds/month (Plus members) 
Customer ServicePhone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.Mon - Fri: 9 am - 9 pm ET
Sat: 10 am - 6 pm ET
Sunday: Closed
Incoming Wire Transfer Fee
$0 for domestic wires
 
Locations
Online only
Online Only
Out of Network ATM Fee
Fee from ATM owner
 
Outgoing Wire Transfer Fee
$20 for domestic wires
 
Overdraft Fee
$0
 
 

CreditDonkey® Reviews

 North OneCIT Bank
CheckingStarStarStarStarEmpty StarStarStarStarStarHalf Star
FeesStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarStarStarStarStarStarEmpty Star
SavingsStarStarStarStarStar
Money MarketStarStarStarStarHalf Star
Pros & ConsPros:
  • No monthly fees
  • Unlimited envelopes
  • App integrations
Cons:
  • No APY
  • Cash deposit fee
Pros:
  • High savings APY
  • No monthly fees
  • Low opening deposits
Cons:
  • No check writing
Bottom LineGood business banking features and tools with no monthly fees... Read full reviewSolid online bank with excellent rates and no monthly fees... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

North One: Information sourced from the published website as of 03/05/2024.

CIT Bank: Pricing information and data points from published website as of 0217/2025.

North One

North One Free Business Banking

  • Business banking for teams
  • Automatic invoice ingestion and payments
  • Sales and revenue analytics
  • Unlimited account envelopes
  • Close to 100 integrations
  • Over $5000 in perks for new customers
  • No monthly fees, no application fees, no minimum balance

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

North One

North One Plus Business Banking

  • Priority email/chat support
  • Dedicated relationship manager
  • Implementation and onboarding assistant
  • $0 same-day ACH payments, bill payments, and physical checks
  • Lowest transaction fees
  • $50 minimum opening deposit
  • $20 monthly fee
North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
North One

North One Free Business Banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Automate your bill payments
  • $50 minimum opening deposit
North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.30% APY

  • 4.30% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
CIT Bank
Member FDIC

CIT Bank Savings Connect - 4.00% APY

  • Earn 9x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
CIT Bank
Member FDIC

CIT Bank Term CDs - Up to 3.50% APY

  • Up to 3.50% APY
  • $1,000 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC

TermCD Rates
6 Month3.00% APY
1 Year0.30% APY
13 Month3.50% APY
18 Month3.00% APY
2 Year0.40% APY
3 Year0.40% APY
4 Year0.50% APY
5 Year0.50% APY

Which is Better: North One or CIT Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing North One or Novo.

In short: North One's mobile app and customer service are outstanding.


Articles on North One

NorthOne

North One is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

Is NorthOne Legit

North One offers convenient online banking for small business owners. But is North One safe and legit? Read on to find out.

Articles on CIT Bank

CIT Bank Reviews

CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true.

CIT Bank CD Rates

CIT Bank is a well-known online bank with high savings interest rates. Find out how CIT Bank's CD rates compares to other trustworthy banks.

Who is CIT Bank

CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?

CIT Bank Savings Connect vs Platinum Savings

CIT Platinum Savings is CIT Bank's newest savings account. It advertises a higher APY. Check out how it compares to Savings Connect. Get a higher rate now.

CIT Bank Complaints

CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.

CIT Bank Locations

CIT Bank is an online bank that offers a variety of savings products. Find out how to manage your account, reach customer service, and the bank's current offers.

CIT Platinum Savings Review

CIT Platinum Savings Account boasts a higher APY than its other savings accounts. But there's a catch. Read on to learn how to get the highest APY.

CIT Bank No Penalty CD Review

CIT Bank offers a CD account that has no penalty for early withdrawal. Read on to learn about the APY and any requirements or fees that come with it.

CIT Bank High Yield Savings Review

CIT Bank savings accounts offer some of the highest APYs with minimal requirements. Read on to learn how CIT can help you grow your money.

What is CIT Bank

In the modern world, there are some things you just don't have to do anymore. Like drawing water from a well. Or paying fees just to keep your bank account open.

CIT Bank Login

Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank Routing Number

Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.

Which Do You Think is Best?





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