Navy Federal Credit Union vs Bank of America
Navy Federal Credit Union is a savings account with low APY, best for military personnel. How does it compare to Bank of America? Read our comparison chart below.
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| Learn More | Learn More | |
Navy Federal Credit Union | Bank of America | |
|---|---|---|
12-Month EasyStart Certificate - 3.66% APY - | Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer | |
Benefits and Features | ||
| Savings | Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. | Bank of America Advantage Savings Standard Rate: 0.01% APY |
| CD | Standard Certificate: Up to 3.70% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. |
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| Checking | Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts |  |
| Mobile App | ||
| ATMs | 360+ Navy Federal and more than 30,000 CO-OP Network ATMs | |
| Customer Service | Phone: 888-842-6328 24/7 customer support Online chat |
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| IRA CD | Up to 3.70% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |   | |
| Fees | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
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| Bottom Line | Savings account with low APY, best for military personnel... | |
| Learn More | Learn More | |
Navy Federal Credit Union: Pricing information from published website as of 06/10/2026 based on 91107 zip code. Bank of America: Pricing information from published website as of 06/22/2026 based on 91107 zip code. | ||
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
- New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Which is Better: Navy Federal Credit Union or Bank of America?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Navy Federal Credit Union or Chase.
Articles on Navy Federal Credit Union
Navy Federal High Yield Savings
Navy Federal Credit Union provides various financial products. But do they have a high-yield savings account? Find out here.
Articles on Bank of America
Bank of America Review
Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.
Bank of America Problems
Bank of America may be one of the biggest banks, but many customers find a lot of issues with their banking services. What are they? Keep reading.
Bank of America CD Rates
Bank of America is one the biggest banks in the U.S. But are their CD rates worth it? Read on to find out.
How to Close a Bank of America Account
Want to close your Bank of America account? Learn how and what you need to do before you close your account.
Bank of America Hours
Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.
Bank of America Routing Number
Find your Bank of America routing number and learn about money transfers in our guide.
Which Do You Think is Best?
Which Bank Account is Right for You?
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Next Page: Navy Federal High Yield Savings
