Marcus by Goldman Sachs vs Chime
Marcus by Goldman Sachs | Chime | |
|---|---|---|
Marcus Online Savings - Earn 3.65% APY - | Get Started - | |
Benefits and Features | ||
| Savings | 3.65% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement. | 1.25% Annual Percentage Yield (APY).
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| CD | 3.85% to 4.10% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.00%. $500 minimum to open. No monthly service fee. | |
| Checking | No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees | |
| Monthly Fee | ||
| Money Market | ||
| Minimum Deposit to Open | ||
| Mobile App | ||
| ATMs | Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs | |
| Customer Service | Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET | |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings |  | |
| Checking | | |
| Mobile App | | |
| Customer Service |  | |
| Pros & Cons | Pros:
| |
| Bottom Line | | Banking app that offers an online account with early paycheck access and credit builder features... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Marcus: Information including rates, fees, terms, and benefits was obtained on October 04, 2025 from published websites and is believed to be accurate, but not guaranteed. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. | ||
Articles on Marcus by Goldman Sachs
GS Bank Review
Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.
Marcus by Goldman Sachs High Yield Savings Review
Saving up for something big? Grow your funds with Marcus Online Savings' impressive APY rate. Read on for more details.
Marcus CD Rates
Marcus has high-yield, no-penalty, and rate bump CDs. But are the rates competitive? Read on to find out.
Articles on Chime
Chime Reviews
Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.
Chime Locations
Chime is a popular fintech company with no physical branches. But how do you access your money? Keep reading to find out.
Chime Alternatives
Discover the best Chime competitors that can offer you better rewards and a wider range of account options.
Which Do You Think is Best?
Which Bank Account is Right for You?
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