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Marcus by Goldman Sachs vs CIT Bank


 CIT Bank
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Marcus by Goldman Sachs

CIT Bank

SPECIAL OFFER
Marcus Online Savings - Earn 1.70% APY - Learn More

Read Marcus Review

SPECIAL OFFER
CIT Bank Bonus Offer: $300 for New and Existing Customers - Learn More

Read CIT Bank Review

 

Benefits and Features

Savings1.70% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.Savings Builder up to 1.75% APY with $25,000+ balance or $100 monthly deposit.
CD0.60% to 1.90% APY. Terms of 6 months to 6 years. 12-month CD APY of 1.85%. $500 minimum to open. No monthly service fee.Term CDs up to 1.86% APY. $1,000 minimum opening deposit.
Checking eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000
Money Market 
1.80% APY
Customer ServiceMonday - Friday: 8:00 am - 10:00 pm (ET)
Saturday - Sunday: 9:00 am - 7:00 pm ET
Monday - Friday: 9:00 am - 9:00 pm (ET)
Saturday: 10:00 am - 6:00 pm (ET)
Sunday: Closed
Mobile App
None
 
ATMs
None
 
Locations
Online Only
Online Only
 

CreditDonkey® Reviews

 CIT Bank
Savings
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • High yield
  • No monthly service fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing
Bottom Line Read full reviewSolid online bank with excellent rates and no monthly fees... Read full review
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What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Marcus: Information including rates, fees, terms, and benefits was obtained on March 29, 2020 from published websites and is believed to be accurate, but not guaranteed.

    CIT Bank: Pricing information from published website as of 02/20/2020


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