KeyBank vs PNC Bank

KeyBank is a bank with a variety of deposit products and great financial tools. How does it compare to PNC Bank? Read our comparison chart below.

KeyBank has over 1,200 branches in 15 states. It offers a range of checking and savings accounts. Some relationship products offer perks like lower loan rates and higher savings APY. Key Bank has higher monthly service fees and heavier requirements to waive, but there is a free checking option.

While PNC Bank has approximately 2,400 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

Compare KeyBank with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Member FDIC	PNC BankChaseUS BankBank of AmericaTD BankFifth Third BankCitibank
	Visit Site	Learn More
	KeyBank	PNC Bank
	SPECIAL OFFER Key Select Checking℠ - $200 Bonus - Learn More Read KeyBank Review	SPECIAL OFFER Virtual Wallet with Performance Select Checking - $400 Bonus - Learn More Read PNC Bank Review
	Benefits and Features
Savings	0.01% APY. $10 minimum opening deposit. $4 monthly maintenance fee unless you are an owner of a KeyBank consumer checking account (including the KeyBank Hassle-Free Account).	4.65% APY
CD	Standard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500.
Money Market	3.17% blended APY on balances of $25,000 or more. $5,000 minimum opening deposit. Monthly maintenance charge of $20. Can be waived with $25,000 daily balance OR having a relationship package checking account.
Customer Service	Telephone Service available 24/7
ATMs	More than 40,000 KeyBank and Allpoint ATMs nationwide
Locations	More than 1,200 branches in 15 states: Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Key Financial Wellness Review tool Free checking option 24/7 customer service Cons: Limited branches High account fees	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY
Bottom Line	Bank with a variety of deposit products and great financial tools... Read full review	East Coast bank with advanced financial tools to help achieve goals... Read full review
	Visit Site	Learn More
	Key Select Checking℠ - $200 Bonus Key Smart Checking® - $200 Bonus 120-Month CD - 0.05% APY	Virtual Wallet with Performance Select Checking - $400 Bonus Virtual Wallet Checking Pro - $200 Bonus Virtual Wallet with Performance Spend Checking - $200 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. KeyBank: Pricing information from published website as of 12/07/2023 based on 44114 zip code. PNC Bank: Pricing information from published website as of 12/05/2023 based on 91107 zip code.

Member FDIC

Key Select Checking℠ - $200 Bonus

Learn More

Expires 3/8/2024

• Earn a $200 cash bonus when you open a Key Select Checking account by 3/8/2024 and make one direct deposit of at least $500 within 60 days.
• Convenient banking at 40,000+ KeyBank and Allpoint ATMs.
• Key Select Checking℠ is a premium checking account that earns interest and a $100 annual cash bonus with qualifying activities
• Set custom alerts so you can receive text or email updates about the account information that's important to you.
• Move money easily with Zelle, mobile check deposit, online banking and more.
• Enjoy chip security, Tap & Go technology and all benefits of Mastercard.
• FDIC Insured.

Member FDIC

Key Smart Checking® - $200 Bonus

Learn More

Expires 3/8/2024

• Earn a $200 cash bonus when you open a Key Smart Checking account by 3/8/2024 and make one direct deposit of at least $500 within 60 days.
• Convenient banking at 40,000+ KeyBank and Allpoint ATMs.
• Key Smart Checking® is a no monthly maintenance fee account
• Set custom alerts so you can receive text or email updates about the account information that's important to you.
• Move money easily with Zelle, mobile check deposit, online banking and more.
• Enjoy chip security, Tap & Go technology and all benefits of Mastercard.
• FDIC Insured.

Which is Better: KeyBank or PNC Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing KeyBank or Chase.

In short: KeyBank's cd is noteworthy. PNC Bank's money market is worth mentioning.

Articles on KeyBank

KeyBank Review

Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank.

• KeyBank vs Chase
• KeyBank vs US Bank
• KeyBank vs Wells Fargo

Key Bank Routing Number

Looking to transfer money in or out of your KeyBank checking or savings account? Find your KeyBank routing number and learn more about money transfers in our guide.

• KeyBank vs M&T Bank
• KeyBank vs Huntington

Articles on PNC Bank

PNC Bank Review

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

• PNC Bank vs Bank of America
• PNC Bank vs TD Bank
• PNC Bank vs Fifth Third Bank

PNC High Yield Savings

PNC's High Yield Savings account features a strong APY with no required balance. Sounds too good to be true, right? Read on to know all the details.

• PNC Bank vs Citibank

How to Close a PNC Account

Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.

PNC Bank Hours

PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.

PNC Bank Routing Number

Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.

Which Do You Think is Best?

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