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KeyBank vs PNC Bank

KeyBank is a bank with a variety of deposit products and great financial tools. How does it compare to PNC Bank? Read our comparison chart below.

KeyBank has over 1,200 branches in 15 states. It offers a range of checking and savings accounts. Some relationship products offer perks like lower loan rates and higher savings APY. Key Bank has higher monthly service fees and heavier requirements to waive, but there is a free checking option.

While PNC Bank has approximately 2,400 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

Compare KeyBank with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 KeyBank
Member FDIC
 Visit SiteLearn More
 

KeyBank

PNC Bank

SPECIAL OFFER
Key Select Checking℠ - $200 Bonus - Learn More

Read KeyBank Review

SPECIAL OFFER
Virtual Wallet with Performance Select Checking - $400 Bonus - Learn More

Read PNC Bank Review

 

Benefits and Features

Savings0.01% APY. $10 minimum opening deposit. $4 monthly maintenance fee unless you are an owner of a KeyBank consumer checking account (including the KeyBank Hassle-Free Account).
4.65% APY
CDStandard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500. 
Money Market3.17% blended APY on balances of $25,000 or more. $5,000 minimum opening deposit. Monthly maintenance charge of $20. Can be waived with $25,000 daily balance OR having a relationship package checking account. 
Customer ServiceTelephone Service available 24/7 
ATMsMore than 40,000 KeyBank and Allpoint ATMs nationwide 
LocationsMore than 1,200 branches in 15 states: Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington. 
 

CreditDonkey® Reviews

 KeyBank
SavingsStarStarEmpty StarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
CDStarStarStarHalf StarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
CheckingStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Money MarketStarStarHalf StarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarHalf Star
Pros & ConsPros:
  • Key Financial Wellness Review tool
  • Free checking option
  • 24/7 customer service
Cons:
  • Limited branches
  • High account fees
Pros:
  • Virtual Wallet tools
  • Relatively easy to waive fees
  • Free student account
Cons:
  • Limited branches
  • Low APY
Bottom LineBank with a variety of deposit products and great financial tools... Read full reviewEast Coast bank with advanced financial tools to help achieve goals... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

KeyBank: Pricing information from published website as of 12/07/2023 based on 44114 zip code.

PNC Bank: Pricing information from published website as of 12/05/2023 based on 91107 zip code.

KeyBank
Member FDIC

Key Select Checking℠ - $200 Bonus

Expires 3/8/2024
  • Earn a $200 cash bonus when you open a Key Select Checking account by 3/8/2024 and make one direct deposit of at least $500 within 60 days.
  • Convenient banking at 40,000+ KeyBank and Allpoint ATMs.
  • Key Select Checking℠ is a premium checking account that earns interest and a $100 annual cash bonus with qualifying activities
  • Set custom alerts so you can receive text or email updates about the account information that's important to you.
  • Move money easily with Zelle, mobile check deposit, online banking and more.
  • Enjoy chip security, Tap & Go technology and all benefits of Mastercard.
  • FDIC Insured.
KeyBank
Member FDIC

Key Smart Checking® - $200 Bonus

Expires 3/8/2024
  • Earn a $200 cash bonus when you open a Key Smart Checking account by 3/8/2024 and make one direct deposit of at least $500 within 60 days.
  • Convenient banking at 40,000+ KeyBank and Allpoint ATMs.
  • Key Smart Checking® is a no monthly maintenance fee account
  • Set custom alerts so you can receive text or email updates about the account information that's important to you.
  • Move money easily with Zelle, mobile check deposit, online banking and more.
  • Enjoy chip security, Tap & Go technology and all benefits of Mastercard.
  • FDIC Insured.

Which is Better: KeyBank or PNC Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing KeyBank or Chase.

In short: KeyBank's cd is noteworthy. PNC Bank's money market is worth mentioning.


Articles on KeyBank

KeyBank Review

Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank.

Key Bank Routing Number

Looking to transfer money in or out of your KeyBank checking or savings account? Find your KeyBank routing number and learn more about money transfers in our guide.

Articles on PNC Bank

PNC Bank Review

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

PNC High Yield Savings

PNC's High Yield Savings account features a strong APY with no required balance. Sounds too good to be true, right? Read on to know all the details.

How to Close a PNC Account

Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.

PNC Bank Hours

PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.

PNC Bank Routing Number

Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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