JP Morgan Bonus

JP Morgan is offering a $50-$700 bonus for new Self-Directed Investing accounts. Read on to learn the details.

J.P. Morgan Wealth Management is giving out a tiered bonus for opening a new Self-Directed Investing Account. But what's the catch? How do you actually earn the bonus?

Alternatively, they're also offering a free financial planning session for new J.P. Morgan Personal Advisors clients.

In this guide, learn the J.P. Morgan bonuses available, including steps for earning the bonus.

J.P. Morgan Self-Directed Investing - Get Up to $700

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Expires 7/19/2024

• Get up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money.
• $700 when you fund with $250,000 or more
• $325 when you fund with $100,000-$249,999
• $150 when you fund with $25,000-$99,999
• $50 when you fund with $5,000-$24,999
• Get unlimited commission-free online stock, ETF, fixed income, and options trades when you open an account.
• $0 Online Commission trades
• Choose an account that's right for you: General Investing, Traditional IRA or Roth IRA.
• Access our secure, easy-to-use trading experience online or through the Chase Mobile^® app.
• Our powerful tools and resources are built to help you take control of your investments.

INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

J.P. Morgan Personal Advisors

• Connect with a J.P. Morgan team member to schedule a free financial planning session. Call 833-930-4515 or fill out our contact form and we'll be in touch.
• Work with a team of fiduciary advisors who will create a personalized financial plan, match you to expert built portfolios and provide ongoing advice via video or phone.
• Get matched to expert-built portfolios, and receive ongoing advice and annual check-ins to ensure your plan is on track.
• Our team of advisors act as fiduciaries so you can be confident that any advisor you work with has your best interest at heart.
• Manage all of your banking, investing and borrowing, and conveniently transfer money online and on the Chase Mobile^® app.
• Once we understand your financial picture, risk tolerance and time horizon, we'll recommend a professionally designed investment portfolio that meets your needs and automatically rebalances as the market shifts.
• Partner with an advisor to build a personalized financial plan based on what's important to you—whether that's paying off debt, opening a business or saving for a big purchase.

INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

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J.P. Morgan Self-Directed Investing Bonus

J.P. Morgan is offering an up to $700 bonus for their Self-Directed Investing accounts. This product gives you unlimited commission-free online trades for stock, ETFs, options, and mutual funds.

This bonus is tiered, depending on the amount you deposit in the account. Here are the bonus tiers:

• $50 bonus when you fund with $5,000-$24,999
  
• $150 bonus when you fund with $25,000-$99,999
  
• $325 bonus when you fund with $100,000-$249,999
  
• $700 bonus when you fund with $250,000+

You must fund your account with new money within 45 days of opening an account. You will only receive the bonus if you can maintain the deposited amount in your account for 90 days from coupon enrollment.

How to Earn the Bonus

Here are the steps you need to take to earn the bonus:

1. Open an Account
   Open a J.P. Morgan Self-Directed Investing account here through this link. This will automatically apply the coupon code so you're credited the bonus.
   You can open a General Investment account, Traditional IRA, or Roth IRA. Keep reading to learn the differences among these 3 account types.

2. Fund Your Account
   You must fund your account with at least $5,000 of new money within 45 days of coupon enrollment date. The bonus tier will be determined at day 45.

   You can fund your account by transferring cash, securities, or retirement assets from another institution. But you cannot transfer assets from J.P. Morgan Chase & Co. and its affiliates. If you do, you won't be eligible to receive the bonus.

3. Maintain Funds
   Finally, you must maintain the new money balance in your account for 90 days after the enrollment. Losses due to investments will not be taken into account.

4. Receive your bonus
   Your cash bonus will be deposited to your account within 15 days after these requirements are met. The bonus amount will depend on the tiers stated above.

Fine Print

• You can only participate in one J.P. Morgan Self-Directed Investing new money bonus in a 12 month period from the last bonus coupon enrollment date.
  
• Coupon is good for one time use. Only one bonus per account.
  
• The enrolled account must not be closed or restricted at the time of bonus payout.
  
• The value of the cash bonus may be considered income, and you're responsible for any applicable taxes.

What Accounts are Eligible

These J.P. Morgan Self-Directed Investing accounts are eligible for the bonus:

1. General Investment
   This offers flexible investing and has no minimum balance requirement. This account is for you if you want the flexibility of withdrawing your money any time without penalties.

2. Traditional IRA
   This retirement account offers tax-deductible contributions. But you still need to pay tax once you withdraw your money. This is for you if you think your tax rate will be lower when you retire.

3. Roth IRA
   You contribute with post-tax dollars, but you don't need to pay federal tax on qualified withdrawals. Choose this account if you think your tax rate will be the same or higher when you retire.

There is no monthly fee for J.P. Morgan Self-Directed Investing accounts. You get unlimited, zero-commission online stock, ETF, and options trades.^[1]

Is J.P. Morgan Self-Directed Investing Worth It?

J.P. Morgan Self-Directed Investing is good if you're looking for a simple, no-frills investing platform with a reputable institution.

It offers commission-free trades & no balance minimums. You get access to thousands of investment assets, including stocks, mutual funds, ETFs, and options.

It also offers personalized news, watchlists, screeners, and a portfolio builder. It helps you determine your asset allocation depending on your goals and risk tolerance. This is helpful when comparing and selecting assets to invest in.

The J.P. Morgan Self-Directed Investing account is also seamlessly integrated into the Chase mobile app. You can view all your Chase accounts in one place.

Rather not manage your own portfolio? J.P. Morgan also has a managed portfolio service if you're considering to invest $25,000 or more.

J.P. Morgan Personal Advisors Bonus

Want a more personalized approach? J.P. Morgan Personal Advisors bonus is offering a free financial planning session for potential new clients.

Looking to save for retirement, start a business, or buy a house? J.P. Morgan's team of fiduciary advisors will create the best plan to help you achieve that goal.

You'll get expert-built portfolios based on your financial picture, time horizon, risk tolerance, and goals. This portfolio automatically rebalances when the market shifts.

You will also receive regular advice and annual check-ins through phone or video. This is to ensure that your financial plan is on track.

J.P. Morgan Personal Advisors

• Connect with a J.P. Morgan team member to schedule a free financial planning session. Call 833-930-4515 or fill out our contact form and we'll be in touch.
• Work with a team of fiduciary advisors who will create a personalized financial plan, match you to expert built portfolios and provide ongoing advice via video or phone.
• Get matched to expert-built portfolios, and receive ongoing advice and annual check-ins to ensure your plan is on track.
• Our team of advisors act as fiduciaries so you can be confident that any advisor you work with has your best interest at heart.
• Manage all of your banking, investing and borrowing, and conveniently transfer money online and on the Chase Mobile^® app.
• Once we understand your financial picture, risk tolerance and time horizon, we'll recommend a professionally designed investment portfolio that meets your needs and automatically rebalances as the market shifts.
• Partner with an advisor to build a personalized financial plan based on what's important to you—whether that's paying off debt, opening a business or saving for a big purchase.

INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

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How to Get the Personal Advisors Bonus

Take these steps to get started with J.P. Morgan Personal Advisors:

1. Schedule a free financial planning session here through this link. Share some basics (name, zip code, email, and phone) to get started.
   
2. Talk to an advisor to create your financial plan based on your financial situation and goals.
   
3. If you like the plan they design, open an account.

Note that J.P. Morgan's recommended minimum investment is $25,000.^[2]

Bottom Line

The J.P. Morgan Bonus ranges from $50 to $700 depending on the amount you deposited in your J.P. Morgan Self-Directed Investing account. The higher the deposit amount, the higher the bonus.

Or you can go for their Personal Advisors service if you want a custom financial plan.

Both are great deals to boost your investing journey. Make sure to carefully read the steps on how to earn the bonus.

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