HSBC Bank vs TD Bank
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| Visit Site | Learn More | |
HSBC Bank | TD Bank | |
|---|---|---|
HSBC Premier - Earn Up to $7,000 - | TD $300 Beyond Checking Bonus - | |
Benefits and Features | ||
| Savings | Premier Relationship Savings: 3.30% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) | 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. |
| CD | 3.15% to 3.50% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.35%. Minimum deposit of $1,000 to open. | up to 3.49% APY (up to 3.51% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account). |
| Checking | Premier Checking to enjoy premium banking with both local and global benefits | TD Complete Checking, TD Beyond Checking, TD Essential Banking |
| Mobile App | ||
| ATMs | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. | 2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| IRA CD | up to 3.49% APY (up to 3.51% for Promotional APY. Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). | |
| Locations | 21 branches in the US; Global presence in more than 64 countries and territories worldwide | |
CreditDonkey® Reviews | ||
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| Savings | ||
| CD | ||
| Checking | ||
| Money Market | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
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| Bottom Line | East Coast bank with relatively low minimum balance requirements... | |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. HSBC: Data points including rates, fees, terms, and benefits was obtained on 01/08/2026 from published websites and is believed to be accurate, but not guaranteed. TD Bank: Pricing information from published website as of 12/20/2025 based on 08034 zip code. | ||
Articles on TD Bank
TD Bank Review
TD Beyond Checking Bonus
TD Bank Hours
TD Open Account
TD Bank Routing Number
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