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HSBC Bank vs Capital One

HSBC is a large full-service global bank. How does it compare to Capital One? Read our comparison chart below.

HSBC is a large multi-national bank that focuses on banking and wealth management services for international high net worth clients. With a global presence in over 64 countries, clients will access privileges around the world.

While Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

Compare HSBC with Capital One, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 HSBC Bank
 Visit SiteLearn More
 

HSBC Bank

Capital One

SPECIAL OFFER
360 Performance Savings - 1.00% APY - Learn More

Read Capital One Review

 

Benefits and Features

SavingsPremier Relationship Savings: 0.85% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
0.90% APY
CD0.65% to 1.75% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 1.25%. Minimum deposit of $1,000 to open.0.75% to 2.90% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.75%
CheckingPremier Checking: $50 monthly service fee waived if you maintain a minimum balance of $75,000 in combined HSBC deposit and investment accounts, OR have at least $5,000 in total direct deposits per month.
0.10% APY
Customer Service
24/7
Mon-Sun: 8am - 11pm (ET)
ATMsAny HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.Over 40,000 no-fee Capital One & Allpoint ATMs
IRA CD 0.75% to 2.90% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.75%.
Locations25 branches in the US; Global presence in more than 64 countries and territories worldwide
Online Only
 

CreditDonkey® Reviews

 HSBC Bank
CheckingStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarHalf Star
SavingsStarStarStarHalf StarEmpty Star
Money MarketStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf Star
Pros & ConsPros:
  • Global presence
Cons:
  • Not in every state
Pros:
  • Overdraft protection options
  • No account minimums
  • 27 cafes for in-person support
Cons:
  • Lower savings APY compared to other online banks
Bottom LineLarge full-service global bank... Read full reviewGood online bank with access to in-person support... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

HSBC: Data points including rates, fees, terms, and benefits was obtained on December 20, 2020 from published websites and is believed to be accurate, but not guaranteed.

Capital One: Pricing information from published website as of 6/14/2022.

Which is Better: HSBC or Capital One?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing HSBC or Chase.


Articles on HSBC Bank

HSBC Bank Review

HSBC Bank offers a full array of services for different needs. But there are downsides. Read on for the pros and cons.

HSBC Premier Checking Bonus

HSBC Premier Checking is offering a $500 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Find out how to qualify for this promotion.

HSBC Advance Checking

Are you tired of not earning interest on your checking account? Maybe you want more than just check writing privileges in exchange for depositing your money. HSBC Advance Checking may make you look at banks in a different light.

HSBC Premier Checking

Are you looking for a checking account that does more than allow you to write checks? If you are a high net worth individual, the HSBC Premier Checking account may be what you need. This top-of-the-line checking account offers access to a personal Relationship Manager.

Articles on Capital One

Capital One 360 Review

Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.

Capital One Money Teen Checking Account Review

Is Capital One a good bank for your teenager? Here are the pros, cons, and fees of a Capital One Money Teen Checking account.

Capital One Bank Hours

Capital One Bank is open 6 days a week. Take a look at their operating hours.

Capital One Routing Number

What is the routing number for Capital One? Find the right one for your account with our guide.

Which Do You Think is Best?





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