HSBC Bank vs Capital One
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| Visit Site | Learn More | |
HSBC Bank | Capital One | |
|---|---|---|
HSBC Premier - Earn Up to $7,000 - | Personal Savings Account - $1,500 Bonus - | |
Benefits and Features | ||
| Savings | Premier Relationship Savings: 3.30% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) | |
| CD | 3.15% to 3.50% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.35%. Minimum deposit of $1,000 to open. | 3.50% to 3.75% APY. Terms of 6 months to 5 years. 12-month CD APY of 3.75% |
| Checking | Premier Checking to enjoy premium banking with both local and global benefits | |
| Mobile App | ||
| ATMs | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. | over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs |
| Customer Service | Phone: 800-655-2265 Monday - Sunday: 8AM - 11PM (ET) | |
| Locations | 21 branches in the US; Global presence in more than 64 countries and territories worldwide | |
CreditDonkey® Reviews | ||
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| Savings | ||
| Checking | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
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| Bottom Line | | Good online bank with access to in-person support... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. HSBC: Data points including rates, fees, terms, and benefits was obtained on 01/08/2026 from published websites and is believed to be accurate, but not guaranteed. Capital One: Pricing information from published website as of 02/12/2026. | ||








