Fifth Third Bank vs Chase

Fifth Third Bank is a midwest & Southwest bank with high balance requirements. How does it compare to Chase? Read our comparison chart below.

Fifth Third Bank has nearly 1,500 branches across the Midwest, Southeast, Texas, and California. Basic checking account has no minimum balance requirement and no monthly service fees. Promotional CD offers a high APY for terms up to 24 months with a $5,000 minimum opening deposit.

While Chase is one of the biggest banks in the nation. They offer a variety of banking, loans and investing services.

Compare Fifth Third Bank with Chase, side-by-side. Read on for an in-depth look, including ratings and reviews.

	Fifth Third Bank	Chase
	Member FDIC	Member FDIC
	Learn More	Learn More
	SPECIAL OFFER Personal Checking Account - $300 Bonus - Learn More Read Fifth Third Bank Review	SPECIAL OFFER Chase Bank $400 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings	0.01% APY	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 25. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 3.00% to 3.15% APY. Terms are 4, 8, 12, and 24 months, with a minimum deposit of $5,000.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	Fifth Third Momentum® Checking: No monthly service charge Fifth Third Preferred Checking®: Interest-bearing checking account Fifth Third Student Banking: Personal checking account for students age 13 and up.	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Money Market	0.01% APY Standard Rate (0.01% Relationship Rate)
Mobile App		iOS & Android
ATMs	21,300 Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide
Customer Service	Mon-Fri 8:00 am - 6:00 pm (EST) Sat 10:00 am - 4:00 pm (EST)	Automated service available 24/7
Locations	nearly 1,500 branch locations
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: Free Express Checking Free student checking Promo CD with high APY Cons: Higher balance requirements Low savings APY Limited branches
Bottom Line	Midwest & Southwest bank with high balance requirements... Read full review	Read full review
	Personal Checking Account - $300 Bonus Fifth Third Business Checking Account™	Chase Bank $400 Bonus Chase Bank $175 Bonus Chase Business Complete Banking® - Up to $500 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Fifth Third Bank: Pricing information from published website as of 10/02/2026 based on 45202 zip code. Chase: Pricing information and data points from published website as of 09/30/2026.

Member FDIC

Chase Total Checking® - $400 Bonus

Open an Account

Expires 1/27/2027

New Chase checking customers can receive $400 when you open a Chase Total Checking^® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
Chase Total Checking^® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Chase is ranked #1 in Customer Satisfaction with Mobile Banking Apps among National Banks by JD Power.
Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.

Member FDIC

Chase Secure Banking℠ - $175 Bonus

Get $175 Coupon

Expires 1/27/2027

Enjoy a $175 checking account bonus as a new Chase banking customer when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Bank with confidence — no minimum deposit to open an account and no overdraft fees.
Secure Banking customers told us they save an average of over $40 per month on fees after opening their account.
$0 Monthly Service Fee for customers ages 17-24.
Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
With Chase Credit Journey^®, help build and improve your credit with a personalized improvement plan provided by Experian.
Ranked #1 for Banking Mobile App Satisfaction among National Banks, Chase makes it easy for you to access your money from anywhere with the Chase Mobile^® app.
Manage your spending with Spending Planner and get daily spending insights in the Chase Mobile® app.
JPMorgan Chase Bank, N.A. Member FDIC.

Member FDIC

Chase Business Complete Banking® - Up to $500 Bonus

Get Coupon

Expires 1/21/2027

Earn up to $500 when you open a new Chase Business Complete Checking^® account. For new Chase business checking customers with qualifying activities.
Choose Chase Business Complete Banking^® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which allow you to monitor account access, checks, and offers additional protection for your business.
Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
More small business owners choose Chase than any other bank
The #1 choice for small business banking.
Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC

Which is Better: Fifth Third Bank or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Fifth Third Bank or Bank of America.

Articles on Fifth Third Bank

Fifth Third Bank Review

Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.