Discover Bank Locations
Wondering if there is a Discover® Bank near you? Read this article to find out.
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Discover® Bank Locations
Discover is an online bank based in Greenwood, Delaware. They don't have retail branches to serve customers, but they do maintain several corporate offices in the US[1].
Discover® Bank is an online-only bank, but it does have one flagship branch located in Greenwood, Delaware.
About Discover® Bank
Discover Bank is a digital bank that was historically owned by Discover Financial Services, but has been acquired by Capital One. They are best known for their credit cards, but they also provide other banking products such as savings, CDs, and loans.
Despite not having any physical locations, Discover offers great accessibility thanks to its easy-to-use online banking platform.
Discover Mobile App
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Being one of the most popular digital banks, Discover is known for its top-rated, easy-to-use mobile app. It comes with a variety of handy features such as:
- Mobile check deposit
- Money transfer
- Account and activity alerts
There are several ways you can deposit money into your Discover® Online Savings Account, such as:
- Mobile check deposits
- Online bank transfers
- Direct deposits
- Mail a check
Discover Bank Customer Support
Discover boasts 24/7 customer support, so here are some ways you can reach them:
By phone:
- To open an account: 1-800-347-7000
- For online banking technical support: 1-800-290-9885
- To report fraudulent activity: 1-877-737-1931
- For calls outside the US: 1-801-451-3737
By mail:
- For savings accounts:
General Correspondence, Discover Bank, PO Box 30416, Salt Lake City, UT 84130 - For new accounts and deposits:
Discover Bank, PO Box 30417, Salt Lake City, UT 84130
Discover Bank Pros & Cons
Pros
- High rates on savings accounts
- No monthly fees for savings
- No balance requirement for savings
- 24/7 customer service
Cons
- Online-Only banking
- No ATM card for savings account
- $30 outgoing wire transfer fee[2]
How to Open a Discover Account
You can easily open a Discover account online. Here's how to do it through their website:
- Click Open an Account and select the product.
- Fill out the online application form with the necessary information.
- Submit your application and fund your account (if needed).
Is Discover Bank Safe?
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Yes, your funds are secure with Discover because of FDIC insurance. Each depositor is protected up to $250,000 per ownership category, ensuring the safety of your deposits. Discover is a division of Capital One, N.A., an FDIC-insured bank (FDIC Cert #4297).
In the rare event of a bank failure, you can have peace of mind that your savings won't be lost.
Discover Bank Offers
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.
Online Savings Account - Earn 3.50% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Certificate of Deposit
- 4.20% APY for 6-month term
- 4.00% APY for 12-month term
- 3.80% APY for 18-month term
- 3.80% APY for 24-month term
- 3.60% APY for 36-month term
- 3.75% APY for 5-year term
Bottom Line
Discover Bank is a solid option for securing and growing your funds. Even though they don't have physical branches, they stand out in delivering excellent banking products and services.
You can also easily open and manage your account online, making financial management so much easier.
References
- ^ Discover Bank. Our Locations, Retrieved 11/18/2023
- ^ Discover Bank. FAQ: Is there a service charge for sending a wire transfer?, Retrieved 01/12/2024
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
U.S. Bank Business Essentials - $400 Bonus
Promo code Q3AFL25 MUST be used when opening a U.S. Bank Business Essentials or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 7/1/2025 and 9/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC
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