February 16, 2024

Discover Bank Locations

Read more about Discover Bank
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Wondering if there is a Discover® Bank near you? Read this article to find out.

Discover® Bank Locations

Discover is an online bank based in Greenwood, Delaware. They don't have retail branches to serve customers, but they do maintain several corporate offices in the US[1].

You can still access your money through their extensive 415,000+ ATM network. Discover also gives access to more than 60,000 surcharge-free Allpoint® or MoneyPass® ATMs.[2]

How many locations does Discover have?
Discover® Bank is an online-only bank, but it does have one flagship branch located in Greenwood, Delaware.

About Discover® Bank

Discover Bank is a digital bank owned by Discover Financial Services. They are best known for their credit cards, but they also provide other banking products such as checking, savings, CDs, and loans.

Despite not having any physical locations, Discover offers great accessibility thanks to its easy-to-use online banking platform and extensive ATM network.

Are all Discover ATMs accessible 24/7?
No, not all ATMs are open 24/7, as hours vary per location. You can use Discover's ATM Locator to find one near you.

How do you primarily interact with your bank?

Discover Mobile App

Being one of the most popular digital banks, Discover is known for its top-rated, easy-to-use mobile app. It comes with a variety of handy features such as:

  • Mobile check deposit
  • Online bill payment
  • Money transfer
  • Account and activity alerts

How do I deposit money into Discover Bank?
There are several ways you can deposit money into your Discover® Online Savings Account, such as:
  • Mobile check deposits
  • Online bank transfers
  • Direct deposits
  • Mail a check

Discover Bank Customer Support

Discover boasts 24/7 customer support, so here are some ways you can reach them:

By phone:

  • To open an account: 1-800-347-7000
  • For online banking technical support: 1-800-290-9885
  • To report fraudulent activity: 1-877-737-1931
  • For calls outside the US: 1-801-451-3737

By mail:

  • For checking and savings accounts:
    General Correspondence, Discover Bank, PO Box 30416, Salt Lake City, UT 84130
  • For new accounts and deposits:
    Discover Bank, PO Box 30417, Salt Lake City, UT 84130
  • For retirement accounts:
    New IRA Accounts, Contributions and General Correspondence, Discover Bank, PO Box 30418, Salt Lake City, UT 84130

Discover Bank Pros & Cons

Pros

  • High rates on savings accounts
  • Access to 60,000+ surcharge-free ATMs
  • No monthly fees for checking and savings
  • No balance requirement for checking and savings
  • 24/7 customer service

Cons

  • Online-Only banking
  • No ATM card for savings account
  • $30 outgoing wire transfer fee[3]

What is most important to you when choosing a bank?

How to Open a Discover Account

You can easily open a Discover account online. Here's how to do it through their website:

  1. Click Open an Account and select the product.
  2. Fill out the online application form with the necessary information.
  3. Submit your application and fund your account (if needed).

You would typically need to provide the following details: legal name, birth date, residential address, Social Security or Tax Identification number, and a valid government ID.

Is Discover Bank Safe?

Yes, your funds are secure with Discover Bank because of FDIC insurance (FDIC #5649). Each depositor is protected up to $250,000 per ownership category, ensuring the safety of your deposits.

In the rare event of a bank failure, you can have peace of mind that your savings won't be lost.

Discover Bank Offers




Bottom Line

Discover Bank is a solid option for securing and growing your funds. Even though they don't have physical branches, they stand out in delivering excellent banking products and services.

You can also easily open and manage your account online, making financial management so much easier.

References

  1. ^ Discover Bank. Our Locations, Retrieved 11/18/2023
  2. ^ Discover Bank. ATM Locator, Retrieved 11/18/2023
  3. ^ Discover Bank. FAQ: Is there a service charge for sending a wire transfer?, Retrieved 01/12/2024
Discover Bank
Member FDIC

Online Savings Account - Earn 4.25% APY

  • No fees
  • No minimum opening deposit
  • No minimum balance required
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 7/24/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 5/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 5/31/2024.
  • To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
  • Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.05% APY

  • 5.05% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Bluevine

Free Business Checking - Up to 2.0% APY

  • 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

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Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Compare:

How do you primarily interact with your bank?
85% In person at a branch
8% Online banking through a website
4% Over the phone with customer service
4% I use a combination of the above methods.
Source: CreditDonkey. Totals may not add to 100% due to rounding.
What is most important to you when choosing a bank?
100% Location of physical branches
Source: CreditDonkey
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About Discover Bank

Discover® Bank offers some of the highest interest rates for its savings account. In addition, Discover offers cashback checking. There are no fees for checking and savings accounts.

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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