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Citibank vs NorthOne

Citibank is a large national bank best for high balance customers. How does it compare to NorthOne? Read our comparison chart below.

Citibank has over 700 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.

While NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations. Find out more

Compare Citibank with NorthOne, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 
Member FDIC
NorthOne
 Learn MoreVisit Site
 

Citibank

NorthOne

OFFER
Checking with Enhanced Direct Deposit - $300 Cash Bonus

Read Citibank Review

SPECIAL OFFER
NorthOne Free Business Banking - Learn More

Read NorthOne Review

 

Benefits and Features

Savings
  • CitiĀ® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
  • CitiĀ® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
No savings account, but you can create unlimited envelopes for savings goals
CD
Check
 
Checking
Check
$0 monthly fee; no balance requirements
Monthly Fee 
$0
Money Market
Check
 
APY 
N/A
Minimum Deposit to Open 
$50
ACH Transfer Fee 
$0
ATMsMore than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
38,000+ MoneyPass ATMs
Balance Requirement 
None
Cash Deposit Fee 
$4.95
Customer Service24/7 Live Customer Service (Telephone)Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.
Incoming Wire Transfer Fee 
$20 for domestic wires
IRA CD
Check
 
IRA Money Market
Check
 
LocationsMore than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami)
Online only
Out of Network ATM Fee 
Fee from ATM owner
Outgoing Wire Transfer Fee 
$20 for domestic wires
Overdraft Fee 
$0
 

CreditDonkey® Reviews

 NorthOne
SavingsStarStarStarEmpty StarEmpty Star
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarStar
FeesStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Perks for high balance customers
  • Many fee-free ATMs
  • Global presence
Cons:
  • No free checking option
  • Higher balance requirements
  • Low savings APY
Pros:
  • No monthly fees
  • Unlimited envelopes
  • App integrations
Cons:
  • No APY
  • Cash deposit fee
Bottom LineLarge national bank best for high balance customers... Read full reviewGood business banking features and tools with no monthly fees... Read full review
 Learn MoreVisit Site

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Citibank: Pricing information from published website as of 04/09/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

    NorthOne: Information sourced from the published website as of 03/05/2024.

    NorthOne

    NorthOne Free Business Banking

    • Unlimited envelopes for all your business budgets
    • Integrations with popular accounting and payment processing apps
    • Automate your bill payments
    • $50 minimum opening deposit
    NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
    NorthOne

    NorthOne Plus Business Banking

    • Priority email/chat support
    • Dedicated relationship manager
    • Implementation and onboarding assistant
    • $0 same-day ACH payments, bill payments, and physical checks
    • Lowest transaction fees
    • $50 minimum opening deposit
    • $20 monthly fee
    NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

    Which is Better: Citibank or NorthOne?

    Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citibank or Chase.

    In short: NorthOne's checking and customer service are noteworthy. In particular, the customer service is impressive.


    Articles on Citibank

    Citibank

    Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

    Citibank Open Account

    Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus

    Citi Savings Account Interest Rate

    Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

    Citibank High Yield Savings

    Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

    Citibank Routing Number

    Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

    Articles on NorthOne

    NorthOne

    NorthOne is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

    Is NorthOne Legit

    NorthOne offers convenient online banking for small business owners. But is NorthOne safe and legit? Read on to find out.

    Which Do You Think is Best?





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