Citibank vs NorthOne

Citibank is a large national bank best for high balance customers. How does it compare to NorthOne? Read our comparison chart below.

Citibank has over 700 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.

While NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

Compare Citibank with NorthOne, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	CitibankChaseBank of AmericaUS BankHSBCNovoBluevine Member FDIC
	Learn More	Visit Site
	Citibank	NorthOne
	OFFER Checking with Enhanced Direct Deposit - $300 Cash Bonus Read Citibank Review	SPECIAL OFFER NorthOne Free Business Banking - Learn More Read NorthOne Review
	Benefits and Features
Savings	Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois. Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.	No savings account, but you can create unlimited envelopes for savings goals
CD
Checking		$0 monthly fee; no balance requirements
Monthly Fee		$0
Money Market
APY		N/A
Minimum Deposit to Open		$50
ACH Transfer Fee		$0
ATMs	More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.	38,000+ MoneyPass ATMs
Balance Requirement		None
Cash Deposit Fee		$4.95
Customer Service	24/7 Live Customer Service (Telephone)	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.
Incoming Wire Transfer Fee		$20 for domestic wires
IRA CD
IRA Money Market
Locations	More than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami)	Online only
Out of Network ATM Fee		Fee from ATM owner
Outgoing Wire Transfer Fee		$20 for domestic wires
Overdraft Fee		$0
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
Customer Service
Fees
Pros & Cons	Pros: Perks for high balance customers Many fee-free ATMs Global presence Cons: No free checking option Higher balance requirements Low savings APY	Pros: No monthly fees Unlimited envelopes App integrations Cons: No APY Cash deposit fee
Bottom Line	Large national bank best for high balance customers... Read full review	Good business banking features and tools with no monthly fees... Read full review
	Learn More	Visit Site
		NorthOne Free Business Banking NorthOne Plus Business Banking Business Referral Program - $50 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 04/09/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. NorthOne: Information sourced from the published website as of 03/05/2024.

NorthOne Free Business Banking

• Unlimited envelopes for all your business budgets
• Integrations with popular accounting and payment processing apps
• Automate your bill payments
• $50 minimum opening deposit

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

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NorthOne Plus Business Banking

• Priority email/chat support
• Dedicated relationship manager
• Implementation and onboarding assistant
• $0 same-day ACH payments, bill payments, and physical checks
• Lowest transaction fees
• $50 minimum opening deposit
• $20 monthly fee

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

Which is Better: Citibank or NorthOne?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citibank or Chase.

In short: NorthOne's checking and customer service are noteworthy. In particular, the customer service is impressive.

Articles on Citibank

Citibank

Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

• Citibank vs Chase
• Citibank vs Bank of America
• Citibank vs US Bank

Citibank Open Account

Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus

• Citibank vs HSBC

Citi Savings Account Interest Rate

Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

Citibank High Yield Savings

Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

Citibank Routing Number

Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

Articles on NorthOne

NorthOne

NorthOne is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

• NorthOne vs Novo
• NorthOne vs Bluevine
• NorthOne vs Mercury

Is NorthOne Legit

NorthOne offers convenient online banking for small business owners. But is NorthOne safe and legit? Read on to find out.

Which Do You Think is Best?