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Citibank vs Bluevine

Citibank is a large national bank best for high balance customers. How does it compare to Bluevine? Read our comparison chart below.

 CitibankBluevine
 Learn MoreVisit Site
 

Citibank

Bluevine

OFFER
Citi Priority Account - Up to $1,500 Cash Bonus

Read Citibank Review

SPECIAL OFFER
Business Checking - Up to 1.5% APY - Learn More

Read Bluevine Review

 

Benefits and Features

SavingsCitiĀ® Accelerate High-Yield Savings available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.No savings account, but you add 5 free sub accounts
CD
Check
 
CheckingCiti Priority Account: 0.01% Annual Percentage YieldUp to 1.5% APY. No monthly fees; no balance requirements; no overdraft fees
Money Market
Check
 
APY 1.5% APY on balances up to $100,000 for customers that meet monthly eligibility requirements
Customer Service24/7 Live Customer Service (Telephone)Phone and email: Monday - Friday. 8 am to 8 pm EST
Minimum Deposit to Open 
$0
ACH Transfer Fee 
$0
ATMsMore than 65,000 fee-free ATMs at Citibank branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
37,000+ MoneyPass ATMs
Balance Requirement 
None
Cash Deposit Fee 
$4.95
Incoming Wire Transfer Fee 
$0
IRA CD
Check
 
IRA Money Market
Check
 
LocationsMore than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami)
Online only
Out of Network ATM Fee 
$2.50
Outgoing Wire Transfer Fee 
$15
Overdraft Fee 
$0
Monthly Fee 
$0
 

CreditDonkey® Reviews

 CitibankBluevine
SavingsStarStarStarEmpty StarEmpty Star
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarEmpty StarEmpty StarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarHalf StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarEmpty StarEmpty StarEmpty Star
FeesStarStarStarStarStar
Pros & ConsPros:
  • Perks for high balance customers
  • Many fee-free ATMs
  • Global presence
Cons:
  • No free checking option
  • Higher balance requirements
  • Low savings APY
Pros:
  • High interest rate
  • $0 monthly fee
  • 2 free checkbooks
Cons:
  • Poor app ratings
  • Fees to deposit cash
Bottom LineLarge national bank best for high balance customers... Read full reviewFree account with interest for basic business checking needs... Read full review
 Learn MoreVisit Site

    Business Checking - Up to 1.5% APY

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Citibank: Pricing information from published website as of 09/15/2021. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

    Citibank: This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

    Citibank

    Citi Priority Account - Up to $1,500 Cash Bonus

    Expires 7/17/2022
    • Earn up to $1,500 cash bonus when you open a new account with required activities
    • Open a new eligible checking account in the Citi Priority Account during the offer period 1/5/22-7/17/22
    • Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
    • Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
    • After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
    Bluevine

    Business Checking - Up to 1.5% APY

    • 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
    • $0 minimum opening deposit
    • $0 monthly service fee

    Which is Better: Citibank or Bluevine?

    Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citibank or Chase.

    In short: Citibank's mobile app is noteworthy. Bluevine's checking is worth mentioning.


    Articles on Citibank

    Citibank

    Citibank, a CreditDonkey partner, offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

    Citibank Open Account

    Opening a Citibank account is easy. Take a look at what you'll need, plus find out how to earn up to $1,500 bonus.

    Citi Priority

    Earn up to $1,500 for opening a Citi Priority Account with required activities. Find out how to take advantage of the huge cash bonus.

    Citibank High Yield Savings

    Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

    Citibank Routing Number

    Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

    Articles on Bluevine

    Bluevine Alternatives

    Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

    Bluevine Business Checking Review

    Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

    Which Do You Think is Best?





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