Chime vs Mercury

Chime is a banking app that offers an online account with early paycheck access and credit builder features. How does it compare to Mercury? Read our comparison chart below.

	Chime	Mercury
	SPECIAL OFFER Get Started - Learn More Read Chime Review	SPECIAL OFFER Banking for Startups - Learn More
	Benefits and Features
Savings	1.00% Annual Percentage Yield (APY).	1 free savings account; more upon request
Checking	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees	No monthly fees; no balance requirements
Monthly Fee	$0	$0
APY		N/A
Minimum Deposit to Open	$0	$0
Mobile App	iOS & Android
ACH Transfer Fee		$0
ATMs	Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs	55,000+ Allpoint ATMs
Balance Requirement		None
Cash Deposit Fee		N/A
Customer Service	24/7	Email only
Incoming Wire Transfer Fee		$0
Locations	Online only	Online only
Out of Network ATM Fee		$0
Outgoing Wire Transfer Fee		$0
Overdraft Fee		$0
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Pros & Cons	Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
Bottom Line	Banking app that offers an online account with early paycheck access and credit builder features... Read full review
	Get Started Personal Checking Account - $350 Bonus Personal Checking Account - $200 Bonus	Banking for Startups
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

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