Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Chime vs Mercury


 

Chime

Mercury

SPECIAL OFFER
Get Started - Learn More

Read Chime Review

SPECIAL OFFER
Banking for Startups - Learn More

 

Benefits and Features

Savings2.00% Annual Percentage Yield (APY). 1 free savings account; more upon request
CheckingNo monthly service fee; no minimum balance; no overdraft fees; no foreign transaction feesNo monthly fees; no balance requirements
Monthly Fee
$0
$0
APY 
N/A
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
 
ACH Transfer Fee 
$0
ATMsOver 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
55,000+ Allpoint ATMs
Balance Requirement 
None
Cash Deposit Fee 
N/A
Customer Service
24/7
Email only
Incoming Wire Transfer Fee 
$0
Locations
Online only
Online only
Out of Network ATM Fee 
$0
Outgoing Wire Transfer Fee 
$0
Overdraft Fee 
$0
 

CreditDonkey® Reviews

SavingsStarStarStarStarStar
CheckingStarStarStarStarStar
Mobile AppStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash

Banking for Startups

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.


Articles on Chime

Chime Reviews

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

Chime Alternatives

Discover the best Chime competitors that can offer you better rewards and a wider range of account options.

Which Do You Think is Best?





Compare Mercury to:


You might also be interested in

Best Bank for Small Business

Small Business Bank

Discover the top 10 banks for small businesses. Unlock your business' potential with the best bank

Next Page:

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.