Bluevine vs Copper

Bluevine is a free account with interest for basic business checking needs. How does it compare to Copper? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While Copper offers banking and investing for kids 6-18. Features include debit cards for up to 5 kids, up to 5% savings rewards, and automatically managed portfolios. Starts from $4.95 per month.

Compare Bluevine with Copper, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

		CopperNovoGreenlightStep
	Visit Site	Learn More
	Bluevine	Copper
	SPECIAL OFFER Free Business Checking - Up to 2.0% APY - Learn More Read Bluevine Review	SPECIAL OFFER Teen Banking - Learn More Read Copper Review
	Benefits and Features
Savings	No savings account, but you add 5 free sub accounts	Create savings goals; 2% savings rewards for Copper Basic Plan, 5% savings rewards for Copper Pro Plan on Savings Balances up to $5,000 per family.
Checking	4.25% APY for Premier customers, 3.0% APY for Plus customers, 2.0% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard	0.001% APY; no overdraft fees
Monthly Fee	Standard tier: $0 per month Plus Tier: $30 per month (can be waived with $20k average daily balance and $2k debit card spend) Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)	Copper Basic Plan: $4.95 per month Copper Pro Plan: $7.95 per month
Kids Debit Card
APY	4.25% APY on balances up to $3M for Premier customers; 3.0% APY on balances up to $250,000 for Plus customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
Minimum Deposit to Open	$0	$0
Mobile App		iOS & Android
ACH Transfer Fee	$0
ATMs	38,000+ MoneyPass ATMs	Free access to 55,000+ Allpoint ATMs
Balance Requirement	None
Cash Deposit Fee	$4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs
Customer Service	Phone and email: Monday - Friday. 8 am to 8 pm EST
Incoming Wire Transfer Fee	$0
Locations	Online only
Out of Network ATM Fee	$2.50
Outgoing Wire Transfer Fee	$15 ($12 for Plus; $7.50 for Premier)
Overdraft Fee	$0
	CreditDonkey® Reviews
Checking
Fees
Mobile App
Customer Service
Savings
Minimum Deposit
Price
Ease of Use
Education
Pros & Cons	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches	Pros: No minimum deposit required Earn rewards with quizzes Cons: Low savings interest rate Limited customer service No foreign transactions
Bottom Line	Free account with interest for basic business checking needs... Read full review	Teaches kids and teens responsible saving, spending, and investing... Read full review
	Visit Site	Learn More
	Free Business Checking - Up to 2.0% APY Premier Business Checking - Up to 4.25% APY Plus Business Checking - Up to 3.0% APY	Teen Banking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Copper: Pricing information from published website as of 05/01/2022

Free Business Checking - Up to 2.0% APY

Get Deal

• 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
• $0 minimum opening deposit
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Free Business Checking - Up to 2.0% APY

Get Deal

• 2.0% APY on balances up to $250,000 for eligible customers
• Unlimited transactions
• 5 free subaccounts with unique account numbers
• 2 free checkbooks per year
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Premier Business Checking - Up to 4.25% APY

Get Deal

• 4.25% APY on balances up to $3,000,000
• $0 minimum opening deposit
• 50% off most Standard payment fees
• Priority customer support
• Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend

Banking services provided by Coastal Community Bank, Member FDIC

Which is Better: Bluevine or Copper?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Chase.

In short: Bluevine's checking is worth mentioning.

Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

• Bluevine vs Novo

Is Bluevine Legit

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Articles on Copper

Copper Debit Card

Copper Banking is a banking and investing platform to teach kids and teens financial literacy. Discover its features, pros, and cons in this review.

• Copper vs Greenlight
• Copper vs Step

Is Copper Banking Legit and Safe

Copper Banking is a banking and debit card app built with teens in mind. But is it legit? Read on to find out.

Which Do You Think is Best?