Bluevine vs Axos Bank

Bluevine is a free account with interest for basic business checking needs. How does it compare to Axos Bank? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

Compare Bluevine with Axos Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Bluevine	Axos Bank


	SPECIAL OFFER Business Checking - Up to 2.0% APY - Learn More Read Bluevine Review	SPECIAL OFFER Rewards Checking - Up to 3.30% APY - Learn More Read Axos Bank Review
	Benefits and Features
Savings	No savings account, but you add 5 free sub accounts	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
CD		0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	Up to 2.0% APY. No monthly fees; no balance requirements; no overdraft fees	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback
Money Market		0.25% APY
APY	2.0% APY on balances up to $250,000 for customers that meet monthly eligibility requirements
Customer Service	Phone and email: Monday - Friday. 8 am to 8 pm EST
Minimum Deposit to Open	$0
ACH Transfer Fee	$0
ATMs	37,000+ MoneyPass ATMs
Balance Requirement	None
Cash Deposit Fee	$4.95
Incoming Wire Transfer Fee	$0
Locations	Online only
Out of Network ATM Fee	$2.50
Outgoing Wire Transfer Fee	$15
Overdraft Fee	$0
Monthly Fee	$0
	CreditDonkey® Reviews

Checking
Customer Service
Mobile App
Fees
Savings
CD
Money Market
ATMs
Locations
Pros & Cons	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches
Bottom Line	Free account with interest for basic business checking needs... Read full review	Full-service online bank with excellent cashback and interest checking... Read full review

	Business Checking - Up to 2.0% APY Open a Free Business Checking Account Business Checking - Up to 2.0% APY	Rewards Checking - Up to 3.30% APY Basic Business Checking - $200 Bonus Essential Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 02/21/2023.

Business Checking - Up to 2.0% APY

Get Deal

2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Open a Free Business Checking Account

2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Get Deal

Business Checking - Up to 2.0% APY

Get Deal

2.0% APY on balances up to $250,000 for eligible customers
Unlimited transactions
5 free subaccounts with unique account numbers
2 free checkbooks per year
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Use the promo code RC100 when you apply for a Rewards Checking account by 06/30/23. Then have qualifying direct deposit(s) to earn up a $100 welcome bonus!
Up to 3.30% APY
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit
Only $50 to open an account

Member FDIC

Basic Business Checking - $200 Bonus

Get Deal

New business owners get a $200 welcome bonus!
Zero monthly maintenance fees
Unlimited Transactions
Unlimited domestic ATM fee reimbursements
$0 Minimum Opening Deposit requirement
2 Free Domestic Wires, monthly
Cash Deposit capability via MoneyPass and AllPoint networks

Member FDIC

Essential Checking

Unlimited domestic ATM reimbursements
No monthly maintenance fees
No annual fee
No overdraft or non-sufficient funds fee

Get Deal

Which is Better: Bluevine or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Chase.

Articles on Bluevine

Bluevine Business Checking Review

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Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.