Bank Promotions in Virginia: October 2025
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View list of best Virginia bank promotions. See current active promos and new bonus offers from local Virginia banks, credit unions, and national banks.
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Looking to open a new bank account in Virginia? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Here are some of the best bank offers in Virginia:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - Wells Fargo Everyday Checking Account:
$325 Bonus - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - Truist Bank:
Personal Checking Account - $400 Bonus - M&T Bank:
Personal Checking Account - $350 Bonus - Peoples Bank:
Personal Checking Account - Up to $300 Bonus - Fulton Bank:
Personal Checking Account - $200 Bonus - Andrews Federal Credit Union:
Personal Checking Account - $150 Bonus - Eastman Credit Union:
Personal Checking Account - $100 Bonus - Sandy Spring Bank:
Personal Checking Account - Up to $75 Bonus - SECU (MD):
Personal Checking Account - $350 Bonus - US Senate Federal Credit Union:
Personal Checking and Savings Account - $300 Bonus - Hanmi Bank:
Personal Checking Account - $200 Bonus - First Horizon Bank:
Personal Checking and Savings Account - $700 Bonus - Dollar Bank:
Personal Checking Account - $300 Bonus - TD Beyond Checking:
$300 Cash Bonus
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Business Checking Account - $400 Bonus
- Open a new Truist Simple Business Checking or Dynamic Business Checking account online, via phone, or in a branch from 10/1/2025 through 4/2/2026 and earn $400 by making Qualifying Deposits* of $2,000 or more into your account within 30 days of account opening. Must be a new Truist business checking client, Terms Apply.
- Enrollment in the promotion is required at the time of account opening using promo code SB25Q4BIZAFL to be eligible for a promotion reward. Please refer to the Account Opening & Promotion Enrollment sections below for instructions.
- *Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Truist Bank: Personal Checking Account - $400 Bonus
Open a new Truist One Checking account online. Use promo code TRUIST25DC400 at account opening. Set up and receive at least two qualifying direct deposits totaling $1,000 or more within 120 days of account opening.
M&T Bank: Personal Checking Account - $350 Bonus
Open a new MyChoice Premium Checking account. Use promo code at account opening. Obtain promo code from offer page. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening.
HSBC Premier - Earn Up to $3,500
- Get a $1,000 Cash Bonus: Add and maintain New Deposits of $150,000 to $249,999
- Get a $2,500 Cash Bonus: Add and maintain New Deposits of $250,000 to $499,999
- Get a $3,500 Cash Bonus: Add and maintain New Deposits of $500,000+
Earn a $25 Extra Cash Bonus when you register and logon to the HSBC US Mobile Banking App3 by December 31, 2025.
If all offer requirements are met, Cash Bonuses will be paid by May 31, 2026.
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Virginia Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Bonus
Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Business Checking Account - $1,000 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 or more in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $1,000 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Business Checking Account - $400 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $2,000 in your new checking account for each of the first three statement cycles. Make at least 10 qualifying transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $400 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
M&T Bank: Personal Checking Account - $200 Bonus
Open a new M&T MyChoice Premium Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.
M&T Bank: Personal Checking Account - $150 Bonus
Open a new M&T MyChoice Plus Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.
M&T Bank: Personal Checking Account - $100 Bonus
Open a new M&T EZChoice Checking Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.
Peoples Bank: Personal Checking Account - Up to $300 Bonus
Open a new Premier Checking account. Receive a $50 credit monthly for the first 6 statement cycles following the account opening. Complete the following per statement cycle to be eligible for the bonus: have at least one direct deposit, be enrolled in eStatements, and have 5 or more debit card purchases debited from your account during the statement cycle.
Fulton Bank: Personal Checking Account - $200 Bonus
Open a new Team Advantage Banking Checking account. Within 60 days of account opening, complete at least 15 debit card purchases, or set up recurring direct deposit in totaling $250 or more. This offer is available to employees of companies participating in the Workplace Banking Program.
Peoples Bank: Personal Checking Account - $150 Bonus
Open a new Personal or Interest Plus Checking account. Receive $25 in credit monthly for the first 6 statement cycles following the account opening when you complete the following requirements every statement cycle: enroll in electronic statement, have at least 1 qualifying direct deposit, and complete 5 or more qualifying debit card purchases.
Andrews Federal Credit Union: Personal Checking Account - $150 Bonus
Establish a new membership with Andrews Federal Credit Union. Open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account. Use promo code NEW150 at account opening. Set up and receive qualifying direct deposit of $500 or more within 60 calendar days of account opening. Maintain that direct deposit in the account for at least 90 calendar days.
Eastman Credit Union: Personal Checking Account - $100 Bonus
Open a new Beyond Free Checking account and set up automatic debit or direct deposit to receive bonus.
Sandy Spring Bank: Personal Checking Account - Up to $75 Bonus
Open a new qualifying checking account. Earn $25 for each of the following activities: establish direct deposits of $100 or more, make 3 debit card purchases during the third statement cycle, and enroll in eStatements by the end of the third statement cycle.
SECU (MD): Personal Checking Account - $350 Bonus
Open a new SECU Total™ Checking & Rewards account. Within 90 days of account opening, set up and receive 2 or more qualifying payroll direct deposits. Enroll in eStatements within 90 days of account opening.
US Senate Federal Credit Union: Personal Checking and Savings Account - $300 Bonus
Open a new Primary Savings and Senate Checking account with a USSFCU Visa® Debit Card. Use promo code BONUS25 at account opening. Make 20 debit card purchases of $10 or more within 6 months of membership. Set up and receive a monthly qualifying direct deposit of $500 or more for 6 consecutive months.
Hanmi Bank: Personal Checking Account - $200 Bonus
Open a new joint checking account. Enroll in uChoose Rewards within 30 days of account opening. Earn 20,000 uChoose Rewards® points when you maintain an average daily balance of $3,000 for the first three full months to qualify for the bonus points. Cash value of 100 uChoose Rewards® points is $1.
Hanmi Bank: Personal Checking Account - $100 Bonus
Open a new individual checking account. Enroll in uChoose Rewards within 30 days of account opening. Earn 10,000 uChoose Rewards® points when you maintain an average daily balance of $3,000 for the first three full months to qualify for the bonus points. Cash value of 100 uChoose Rewards® points is $1.
Fulton Bank: Business Checking Account - $500 Bonus
Open a new business checking account. Use offer link when opening online or request coupon using your email address when opening in a financial center. Deposit $5,000 or more in new money within 60 days of account opening. Enroll in online banking within 60 days of account opening.
First Horizon Bank: Business Checking Account - $800 Bonus
Open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account. Deposit $25,000 or more into the account within 15 days of account opening. Maintain an average daily collected balance of $25,000 or more for the first 3 full statement cycles. Complete 20 qualifying transactions within the first 3 full statement cycles.
First Horizon Bank: Personal Checking and Savings Account - $700 Bonus
Open a new FirstView Checking account. Set up and receive qualifying direct deposits totaling $2,000 or more within 90 days of account opening. Account must remain open and in good standing for at least 90 days.
Open a new Traditional Savings account at the same time as the checking account. Deposit a total of $3,000 or more in new funds within 30 days of account opening. Maintain a minimum $3,000 balance for 90 days from the day of the deposit.
First Horizon Bank: Personal Checking Account - $450 Bonus
Open a new FirstView or SmartView Checking account. Set up and receive qualifying direct deposits totaling $2,000 or more within 90 days of account opening. Account must remain open and in good standing for at least 90 days.
Dollar Bank: Personal Checking Account - $300 Bonus
Open a new Everything Checking account. Use promo code CHK24. Get $200 Mastercard debit card rebate when you receive cumulative direct deposits of $2,500 or more within 90 days of account opening. Get $100 credit on the 1-year anniversary of account opening provided the account qualified for the $200 debit card rebate, is active, in good standing and is in a qualifying plan.
Dollar Bank: Personal Checking Account - $300 Bonus
Open a new Everything Checking account. Use promo code CM604. Get $200 Mastercard debit card rebate when you receive cumulative direct deposits of $2,500 or more within 90 days of account opening. Get $100 credit on the 1-year anniversary of account opening provided the account qualified for the $200 debit card rebate, is active, in good standing and is in a qualifying plan.
TD Beyond Checking - $300 Cash Bonus
Earn $300 when you have $2,500 in qualifying direct deposits within 60 days.
TD Complete Checking - $200 Cash Bonus
Earn $200 when you have $500 in qualifying direct deposits within 60 days.
Nationwide Bank Promotions
These offers from national banks are available to Virginians. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
HSBC Premier - Earn Up to $3,500
- Get a $1,000 Cash Bonus: Add and maintain New Deposits of $150,000 to $249,999
- Get a $2,500 Cash Bonus: Add and maintain New Deposits of $250,000 to $499,999
- Get a $3,500 Cash Bonus: Add and maintain New Deposits of $500,000+
Earn a $25 Extra Cash Bonus when you register and logon to the HSBC US Mobile Banking App3 by December 31, 2025.
If all offer requirements are met, Cash Bonuses will be paid by May 31, 2026.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Bluevine: Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
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