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Bank of America vs HSBC Bank


 Bank of America
Member FDIC
HSBC Bank
Member FDIC
 Learn MoreVisit Site
 

Bank of America

HSBC Bank

OFFER
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

SPECIAL OFFER
HSBC Premier - Up to $5,000 - Learn More

 

Benefits and Features

SavingsBank of America Advantage Savings Standard Rate: 0.01% APYPremier Relationship Savings: 3.10% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
CD
  • 7-Month CD - 3.51% APY
  • 10-Month CD - 2.95% APY
  • 13-Month CD - 2.00% APY
  • 25-Month CD - 1.75% APY
  • 37-Month CD - 0.11% APY
  • 1-Month CD - 0.03% APY
  • 120-Month CD - 0.03% APY
3.55% to 3.80% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.70%. Minimum deposit of $1,000 to open.
Checking
Check
Premier Checking to enjoy premium banking with both local and global benefits
Mobile App
iOS & Android
 
ATMs
Approximately 15,000+ ATMs
Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
Customer Service
  • Monday -Friday: 8AM - 9PM ET
  • Saturday: 9AM - 6PM ET
  • Sunday: 8AM - 5PM ET
24/7
IRA CD
Check
 
Locations
3,700 financial centers
21 branches in the US; Global presence in more than 64 countries and territories worldwide
 Learn MoreVisit Site

    HSBC Premier - Up to $5,000

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Bank of America: Pricing information from published website as of 05/26/2026 based on 91107 zip code.

    HSBC: Data points including rates, fees, terms, and benefits was obtained on 05/29/2026 from published websites and is believed to be accurate, but not guaranteed.

    Bank of America
    Member FDIC

    Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

    • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
    • Bank of America N.A. Member FDIC.
    Bank of America
    Member FDIC

    Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer

    • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
    • Bank of America N.A. Member FDIC.
    Bank of America
    Member FDIC

    Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer

    • New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
    • Bank of America N.A. Member FDIC.
    HSBC
    Member FDIC

    HSBC Premier - Up to $5,000

    It's easy. The more you fund, the more you earn.

    Discover all that Premier can do for you

    • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
    • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
    • Enjoy peace of mind with unique travel benefits available through our credit cards

    Here's how the offer works

    1. Open a Premier checking account by June 30, 2026
    2. Add your desired level of deposits and/or eligible investments within 20 days
      • Get $1,500: Deposit or invest $150,000 to $249,999
      • Get $2,500: Deposit or invest $250,000 to $499,999
      • Get $3,500: Deposit or invest $500,000 to $999,999
      • Get $5,000: Deposit or invest $1,000,000+
    3. Maintain your balances for 3 full consecutive months
    4. Remain opted-in to receive HSBC marketing emails

    If all offer requirements are met, the bonus will be paid within 8 weeks.

    Expires 6/30/2026

    Articles on Bank of America

    Bank of America Review

    Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.

    Bank of America Problems

    Bank of America may be one of the biggest banks, but many customers find a lot of issues with their banking services. What are they? Keep reading.

    Bank of America CD Rates

    Bank of America is one the biggest banks in the U.S. But are their CD rates worth it? Read on to find out.

    How to Close a Bank of America Account

    Want to close your Bank of America account? Learn how and what you need to do before you close your account.

    Bank of America Hours

    Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.

    Bank of America Routing Number

    Find your Bank of America routing number and learn about money transfers in our guide.

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