Axos Bank vs Found

Axos Bank is a full-service online bank with excellent checking and savings. How does it compare to Found? Read our comparison chart below.

Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

While Found is a business banking account for the self-employed. It keeps track of write-offs, auto saves for taxes, and even makes your quarterly tax payments for you. Plus, you get free unlimited invoices. There's no monthly fee.

Compare Axos Bank with Found, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Axos Bank	Found
	SPECIAL OFFER Basic Business Checking - Learn More Read Axos Bank Review	SPECIAL OFFER Free Business Banking - Learn More Read Found Review
	Benefits and Features
Savings	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)	Only includes a Tax Savings Account with auto-save feature
CD	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback	No required monthly fees; no minimum balance fees; no overdraft fees
Monthly Fee		$0
Money Market	0.25% APY
APY		N/A
Minimum Deposit to Open		$0
Mobile App	iOS & Android
ACH Transfer Fee		$0
ATMs	approximately 91,000 partner ATMs	Any ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee
Balance Requirement		$0
Cash Deposit Fee		$1.75
Customer Service	24/7	Monday – Friday 9am – 5pm PST
Incoming Wire Transfer Fee		N/A
Locations	Online only	Online only
Out of Network ATM Fee		Standard ATM fees charged by the owner
Outgoing Wire Transfer Fee		N/A
Overdraft Fee		$0
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
ATMs
Locations
Minimum Deposit
Customer Service
Pros & Cons	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches	Pros: No required monthly fees Built-in tax tools Unlimited invoicing Cons: No free ATMs No APY with the free version Fee to deposit cash
Bottom Line	Full-service online bank with excellent checking and savings... Read full review	Free business banking app with good tax tools, but lacks some basic features... Read full review
	Basic Business Checking Business Premium Savings - Up to 3.60% APY Axos ONE - Earn up to 4.21% APY	Free Business Banking Found Plus Business Banking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 06/05/2026.

Which is Better: Axos Bank or Found?

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In short: Axos Bank's savings is notable.

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