Axos Bank vs Capital One
Axos Bank is a full-service online bank with excellent cashback and interest checking. How does it compare to Capital One? Read our comparison chart below.
Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.
While Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
Compare Axos Bank with Capital One, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 | ||
| Visit Site | Learn More | |
Axos Bank | Capital One | |
|---|---|---|
Rewards Checking - Up to 3.30% APY - | 360 Performance Savings - 4.30% APY - | |
Benefits and Features | ||
| Savings | 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over) | |
| CD | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum | 4.10% to 5.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 5.00% |
| Checking | Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback | |
| Money Market | ||
| Customer Service | ||
| ATMs | Over 70,000 no-fee Capital One & Allpoint ATMs | |
| Locations | ||
CreditDonkey® Reviews | ||
| ||
| Savings |   |  |
| CD | | |
| Checking | | |
| Money Market | | |
| Mobile App | | |
| ATMs | | |
| Locations | | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Full-service online bank with excellent cashback and interest checking... | Good online bank with access to in-person support... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 11/26/2023. Capital One: Pricing information from published website as of 11/13/2023. | ||
Rewards Checking - Up to 3.30% APY
- Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus!
- Up to 3.30% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
- Only $50 to open an account
Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!*
- Open a business checking account by Dec. 31 and get up to $400 when you use promo code NEW400 on your application and maintain a minimum average daily balance of $50,000.*
- Zero opening deposit and cash deposits accepted
- Zero minimum monthly balance requirements
- Two domestic wire reimbursements monthly
- Unlimited domestic ATM fee reimbursements
- Enhanced Visa benefits and first 50 checks free
- Dedicated relationship manager and more
Essential Checking
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- No annual fee
- No overdraft or non-sufficient funds fee
Which is Better: Axos Bank or Capital One?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Chase.
In short: Axos Bank's savings is notable.
Articles on Axos Bank
Axos Bank Review
Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.
Is Axos Bank Safe
Is Axos Bank safe and legit? Find out if Axos is a good bank and learn more about its pros, cons, and common complaints.
Articles on Capital One
Capital One 360
Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.
Capital One Money Teen Checking Account Review
Is Capital One a good bank for your teenager? Here are the pros, cons, and fees of a Capital One Money Teen Checking account.
Capital One CD Rates
Interested in Capital One 360 CDs? Here are their rates and how to open one.
Capital One High Yield Savings Review
Want to grow your funds passively? Capital One offers a high-yield savings account with a solid APY and easy accessibility. Read on to find out more.
Capital One Checking Account Bonus
Curious about Capital One promotions? Discover their latest checking bonuses, how to qualify, and more to optimize your rewards.
Capital One Bank Hours
Capital One Bank is open 6 days a week. Take a look at their operating hours.
Capital One Routing Number
What is the routing number for Capital One? Find the right one for your account with our guide.
Which Do You Think is Best?
You Might Also Like
Best Bank for 18 Year Olds
Opening a bank as an 18-year-old is one of the best ways to start learning about money early. But with all your options, where do you even start?
Best Teen Checking Accounts
A good teen checking account can be your kid's training wheels to become financially responsible. Discover 10 picks like Capital One MONEY and more.
Best Joint Checking Accounts
Explore an expert review of the top joint checking accounts for your needs: married couples, unmarried couples, parents-teens, and businesses.
Best Debit Card for Teens
Is your teenager ready to have a debit card? Take a look at the pros, cons, and fees of the top 8 best debit cards for teens.
Best High-Yield Business Savings Account
Elevate your business by using the best high yield savings accounts. Read this list of top business savings accounts with highest yields and low fees.
Best Free Debit Card for Kids and Teens
Are free debit cards for kids safe and legit? Compare the top 10 best free debit cards for teens and kids under 13.
Chime Alternatives
Discover the best Chime competitors that can offer you better rewards and a wider range of account options.
Best Student Checking Accounts
A student checking account allows you to manage your money with fewer fees and requirements. Find the best student checking accounts offered by the top banks.
Banks With Free Checking and No Minimum Balance
Discover top banks for free checking accounts with no minimum balance requirement. Open your account with $0 deposit.
Best Free Checking Accounts
Want to dodge hefty banking fees? Learn about the best free checking accounts in this detailed guide. No hidden charges or high balances needed.
Next Page: Axos Bank Review
