Axos Bank vs Capital One
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 |  | |
Axos Bank | Capital One | |
|---|---|---|
Rewards Checking - Up to 1.25% APY - | Personal Savings Account - $150 Bonus - | |
Benefits and Features | ||
| Savings | 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over) | |
| CD | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum | 0.75% to 2.90% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.75% |
| Checking | Rewards Checking: Up to 1.00% APY Cashback Checking: Up to 1% cashback | |
| Money Market | ||
| Customer Service | ||
| ATMs | Over 40,000 no-fee Capital One & Allpoint ATMs | |
| IRA CD | 0.75% to 2.90% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.75%. | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |   |  |
| CD | | |
| Checking | | |
| Money Market | | |
| Mobile App | | |
| ATMs | | |
| Locations | | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Full-service online bank with excellent cashback and interest checking... | Good online bank with access to in-person support... |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 07/01/2020. Capital One: Pricing information from published website as of 6/14/2022. | ||
Rewards Checking - Up to 1.25% APY
- $100 Promo with Code "RC100"
- Up to 1.25% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Zero Minimum Balance Requirement
- Only $50 to open an account
High Yield Savings - Up to 0.61% APY
- 0.61% APY on balance < $25,000
- 0.25% APY on balance $25K-$100K
- 0.15% APY on balance > $100K
- No monthly maintenance fees
- No minimum balance requirements
- $250 minimum opening deposit
- Free incoming wires
- Zero minimum balance requirement
Essential Checking
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- No annual fee
- No overdraft or non-sufficient funds fee
Articles on Axos Bank
Is Axos Bank Safe
Is Axos Bank safe and legit? Find out if Axos is a good bank and learn more about its pros, cons, and common complaints.
Axos Bank Review
Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.
Articles on Capital One
Capital One 360
Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.
Capital One Money Teen Checking Account Review
Is Capital One a good bank for your teenager? Here are the pros, cons, and fees of a Capital One Money Teen Checking account.
Capital One Bank Hours
Capital One Bank is open 6 days a week. Take a look at their operating hours.
Capital One Routing Number
What is the routing number for Capital One? Find the right one for your account with our guide.
Which Do You Think is Best?
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