Western Alliance Bank vs KeyBank
Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to KeyBank? Read our comparison chart below.
Western Alliance Bank offers high-yield savings products and CD accounts.
While KeyBank has over 1,000 branches in 15 states. It offers a range of checking and savings accounts. Some relationship products offer perks like lower loan rates and higher savings APY. KeyBank has higher monthly service fees and heavier requirements to waive, but there is a free checking option.
Compare Western Alliance Bank with KeyBank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 | ||
| Visit Site | Visit Site | |
Western Alliance Bank | KeyBank | |
|---|---|---|
High-Yield Savings Premier - 3.80% APY | Key Select Checking® - $500 Bonus - | |
Benefits and Features | ||
| Savings | High-Yield Savings Premier: 3.80% APY | 0.01% APY. $10 minimum opening deposit. $4 monthly maintenance fee unless you are an owner of a KeyBank consumer checking account. |
| CD | Up to 3.00% APY; 2-12 month term CDs. $1 minimum deposit. | Standard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500. |
| Checking | Personal Checking, Personal Interest Checking | |
| Money Market | 1.90% blended APY on balances of $25,000 or more. $5,000 minimum opening deposit. Monthly maintenance charge of $20. Can be waived with $25,000 daily balance OR having a relationship package checking account. | |
| ATMs | 40,000+ KeyBank and Allpoint ATMs nationwide | |
| Customer Service | Telephone Service available 24/7 | |
| Locations | 1,000+ branches in 15 states: Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington. | |
CreditDonkey® Reviews | ||
| ||
| Savings |  |  |
| CD | |  |
| Fees | | |
| Mobile App | | |
| Customer Service | | |
| Checking | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Solid bank that offers high APY savings products with a fully digital experience... | Bank with a variety of deposit products and great financial tools... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 04/03/2026. KeyBank: Pricing information from published website as of 04/02/2026 based on 44114 zip code. | ||
High-Yield Savings Premier - 3.80% APY
- No account fees
- Option to open individual or joint account
- FDIC insured up to $250,000 per depositor
- Only $500 minimum opening deposit
High Yield Savings Account - 3.80% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
High-Yield CD Rates - Up to 3.00% APY
- No fees
- $1 minimum deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 2 Month | 3.00% APY |
| 3 Month | 3.00% APY |
| 4 Month | 3.00% APY |
| 5 Month | 3.00% APY |
| 6 Month | 3.00% APY |
| 9 Month | 3.00% APY |
| 12 Month | 3.00% APY |
Key Select Checking® - $500 Bonus
- Open a Key Select Checking® account online by May 22, 2026.
- Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by May 22, 2026.
- Make the minimum opening deposit of $10 and a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Which is Better: Western Alliance Bank or KeyBank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.
In short: Western Alliance Bank's savings and cd are outstanding. KeyBank's mobile app and customer service are noteworthy.
Articles on Western Alliance Bank
Western Alliance Bank Review
Articles on KeyBank
KeyBank Review
