U.S. Bank vs Regions Bank

U.S. Bank is a big national bank with wide array of services and many account options. How does it compare to Regions Bank? Read our comparison chart below.

U.S. Bank has over 2,000 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

While Regions Bank has 1,250+ branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.

Compare U.S. Bank with Regions Bank, side-by-side.

	U.S. Bank	Regions Bank
	SPECIAL OFFER U.S. Bank Smartly® Checking and Savings Account - $200 Bonus Read U.S. Bank Review	SPECIAL OFFER Personal Checking Account - $300 Bonus - Learn More
	Benefits and Features
Savings	Bank Smartly® Savings: Minimum deposit $25. Monthly maintenance fee $5, unless you have a Bank Smartly® Checking, or Safe Debit account, or Bank Smartly™ Visa Signature® card, or for accounts with a minor under the age of 18.	0.01% APY
CD	Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.	0.01% APY (Up to 3.50% APY for Promotional Relationship)
Checking	Smartly Checking
Money Market	0.01% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee is $10 unless you open a U.S. Bank Smartly Checking account and enroll in the Smart Rewards® Gold tier or above, or maintain a $10,000 minimum daily balance.
Mobile App	iOS & Android
ATMs	4,700+ U.S. Bank ATMs across the country	2,000+ ATMs in 15 Southern and Midwestern US states.
Customer Service	24/7 Live Customer Service (Telephone)	24/7 Telephone Customer Service
IRA CD
IRA Money Market	Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations	2,000+ branches	1,250+ branches in 15 Southern and Midwestern US states.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: Promo CD with high APY Free student account 24/7 customer service Cons: Low standard savings APY
Bottom Line	Big national bank with wide array of services and many account options... Read full review
		Personal Checking Account - $300 Bonus LifeGreen Savings Account – Up to $100 Annual Savings Bonus Regions Now Savings Account – Up to $100 Annual Savings Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. U.S. Bank: Pricing information from published website as of 06/03/2026 based on 91107 zip code. Regions Bank: Pricing information from published website as of 05/11/2026 based on 35203 zip code.

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing U.S. Bank or Bank of America.

Articles on U.S. Bank

U.S. Bank Review

Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks.

• U.S. Bank vs Bank of America

U.S. Bank Savings Account Interest Rate

U.S. Bank offers a beginner-friendly savings account with a decent APY if you qualify for relationship rates. Is it worth it? Read on to find out.

Who Owns U.S. Bank

U.S. Bank is owned by its multiple institutional and individual shareholders. If you're curious about its safety, read on to learn more.

U.S. Bank Business Checking Requirements

Opening a U.S. Bank business checking account can be fast and easy. Most allow online application and require fewer documents than other banks.

U.S. Bank Problems

U.S. Bank may be one of the best-established banks in the U.S. But it's not exactly problem-free. Here's what you may encounter.

U.S. Bank vs Chase Business Checking

U.S. Bank offers a free business checking account, while Chase offers more features. Which is better? Find out here.

U.S. Bank Checking Bonus

Get a bonus when you open a new account with U.S. Bank. Learn more about their bonuses to kick-start your banking journey.

U.S. Bank Business Checking Bonus

Boost your business with a business checking bonus from U.S. Bank. Learn how to make the most out of this offer.

U.S. Bank Routing Number

To transfer money in or out of your U.S. Bank checking or savings account, you'll need the right routing number. Find your U.S. Bank routing number below.

Which Do You Think is Best?

You Might Also Like

Checking Account Bonuses in Missouri

Compare the best checking account bonuses in Missouri. See which banks offer cash bonuses for opening a new checking account — updated monthly.

Compare Regions Bank to:

You might also be interested in

Related: Bank Reviews & Deals

Checking Account Bonus Massachusetts

Compare the best checking account bonuses in Massachusetts. See which banks offer cash bonuses for opening a new checking account — updated monthly.