UFB Direct vs HSBC Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to HSBC? Read our comparison chart below.
UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.
While HSBC is a large multi-national bank that focuses on banking and wealth management services for international high net worth clients. With a global presence in over 64 countries, clients will access privileges around the world.
Compare UFB Direct with HSBC, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Visit Site | Visit Site | |
UFB Direct | HSBC Bank | |
|---|---|---|
UFB Portfolio Savings - Earn up to 3.90% APY - | HSBC Premier - Earn Up to $3,000 - | |
Benefits and Features | ||
| Savings | Premier Relationship Savings: 3.50% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) | |
| CD | 3.20% to 3.85% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.60%. Minimum deposit of $1,000 to open. | |
| Checking | Premier Checking to enjoy premium banking with both local and global benefits | |
| Money Market | ||
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. |
| Customer Service | ||
| Locations | 21 branches in the US; Global presence in more than 64 countries and territories worldwide | |
CreditDonkey® Reviews | ||
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| Savings |  | |
| Money Market |  | |
| Mobile App |  | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | Full-service global bank ideal for high net worth expats and travelers... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 09/18/2025. HSBC: Data points including rates, fees, terms, and benefits was obtained on 09/04/2025 from published websites and is believed to be accurate, but not guaranteed. | ||
UFB Portfolio Savings - Earn up to 3.90% APY
- Earn up to 3.90% APY.*
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.
UFB Freedom Checking & Savings - Unlock Up to 4.10% APY
Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%.* Fewer fees, faster transactions. Plus, earn 2.00% APY* on your checking account.
UFB Portfolio Money Market - Earn up to 3.90% APY
- Earn up to 3.90% APY*
- Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Which is Better: UFB Direct or HSBC?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or CIT Bank.
Articles on UFB Direct
UFB Direct Review
UFB Direct Savings vs Money Market
Articles on HSBC Bank
HSBC Bank
