UFB Direct vs Fifth Third Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Fifth Third Bank? Read our comparison chart below.
UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.
While Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 24 months with a $5,000 minimum opening deposit.
Compare UFB Direct with Fifth Third Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 | ||
| Visit Site | Learn More | |
UFB Direct | Fifth Third Bank | |
|---|---|---|
UFB Portfolio Savings - Earn up to 4.01% APY - | Fifth Third Business Checking Account™ - | |
Benefits and Features | ||
| Savings | ||
| CD | 0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 3.00% to 4.16% APY. Terms are 3, 7, 13, and 24, minimum deposit of $5,000. | |
| Checking |
| |
| Money Market | 0.01% APY Standard Rate (0.01% Relationship Rate) | |
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | 2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide |
| Customer Service |
| |
| Locations | ||
CreditDonkey® Reviews | ||
| ||
| Savings |  |  |
| Money Market | |  |
| Mobile App | | |
| Customer Service | | |
| CD | | |
| Checking | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | Midwest & Southwest bank with high balance requirements... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 08/21/2025. Fifth Third Bank: Pricing information from published website as of 08/15/2025 based on 45202 zip code. | ||
UFB Portfolio Savings - Earn up to 4.01% APY
- Earn up to 4.01% APY.*
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.
UFB Freedom Checking & Savings - Unlock Up to 4.21% APY
Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%.* Fewer fees, faster transactions. Plus, earn 2.00% APY* on your checking account.
UFB Portfolio Money Market - Earn up to 4.01% APY
- Earn up to 4.01% APY*
- Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Which is Better: UFB Direct or Fifth Third Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or CIT Bank.
In short: UFB Direct's savings and money market are worth mentioning. In particular, the savings is outstanding.
Articles on UFB Direct
UFB Direct Review
UFB Direct Savings vs Money Market
Articles on Fifth Third Bank
