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Fifth Third Bank vs US Bank

Fifth Third Bank is a midwest & Southwest bank with high balance requirements. How does it compare to US Bank? Read our comparison chart below.

Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 27 months with a $5,000 minimum opening deposit.

While US Bank has over 2,200 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

Compare Fifth Third Bank with US Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Fifth Third BankUS Bank
 Visit SiteVisit Site
 

Fifth Third Bank

US Bank

SPECIAL OFFER
Personal Checking Account - $325 Bonus - Learn More

Read Fifth Third Bank Review

SPECIAL OFFER
U.S. Bank Smartly™ Checking and Standard Savings - Up to $600 Bonus - Learn More

Read US Bank Review

 

Benefits and Features

Savings
0.01% APY
0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 4.00% APY at 12 months, minimum deposit of $5,000.Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999.
Checking
  • Fifth Third Momentum® Checking: No monthly service charge
  • Fifth Third Preferred Checking®: Interest-bearing checking account
  • Fifth Third Student Banking: Personal checking account for students age 13 and up.
Smartly Checking
Money Market0.01% APY Standard Rate (0.01% Relationship Rate)0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance.
Customer Service
  • Mon-Fri 8:00 am - 6:00 pm (EST)
  • Sat 10:00 am - 4:00 pm (EST)
24/7 Live Customer Service (Telephone)
ATMsAllpoint® and 7-Eleven® network of ATMs. More than 50,000 fee-free ATMs nationwide.More than 37,000 ATMs across the country
IRA CD
0.01% APY
 
IRA Money Market Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations1,300 branches, including 100 Bank Mart® locations across the countryMore than 2200 branches across the country.
 

CreditDonkey® Reviews

 Fifth Third BankUS Bank
SavingsStarStarEmpty StarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
CDStarStarStarStarEmpty StarStarStarStarStarEmpty Star
CheckingStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Money MarketStarStarHalf StarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarHalf Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarHalf Star
Pros & ConsPros:
  • Free Express Checking
  • Free student checking
  • Promo CD with high APY
Cons:
  • Higher balance requirements
  • Low savings APY
  • Limited branches
Pros:
  • Promo CD with high APY
  • Free student account
  • 24/7 customer service
Cons:
  • High minimums to waive fees
  • Low savings APY
Bottom LineMidwest & Southwest bank with high balance requirements... Read full reviewBig national bank with wide array of services and many account options... Read full review
 Visit SiteVisit Site

Personal Checking Account - $325 Bonus

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Fifth Third Bank: Pricing information from published website as of 12/22/2022 based on 45202 zip code.

US Bank: Pricing information from published website as of 11/9/2022 based on 91107 zip code.

Fifth Third Bank
Member FDIC

Personal Checking Account - $325 Bonus

Open an eligible Fifth Third Checking account. Have direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.

Expires 3/31/2023
US Bank
Member FDIC

U.S. Bank Smartly™ Checking and Standard Savings - Up to $600 Bonus

Earn up to $600 when you open a new U.S. Bank Smartly™ checking account and a Standard savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through February 7, 2023. Member FDIC. Complete these steps within 90 days of opening your new Bank Smartly™ checking account online:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Complete two or more direct deposits of $3,000 to $5,999.99 to earn $200 or $6,000 or more to earn $400.
  • Earn an additional $200 when you open a new Standard Savings account, complete deposit(s) of $25,000 or more February 28, 2023 and maintain a total account balance of $25,000 until May 31, 2023.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account
Expires in 3 days
US Bank
Member FDIC

Silver Business Checking Package - $400 Bonus

Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities1, subject to certain terms and limitations. Offer valid through February 22, 2023. Member FDIC. Complete these steps to earn the offer:
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for checking account.
Expires 2/22/2023
US Bank
Member FDIC

Gold Business Checking Package - $400 Bonus

Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities1, subject to certain terms and limitations. Offer valid through February 22, 2023. Member FDIC. Complete these steps to earn the offer:
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for checking account.
Expires 2/22/2023

Which is Better: Fifth Third Bank or US Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Fifth Third Bank or Chase.


Articles on Fifth Third Bank

Fifth Third Bank Review

Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.

Articles on US Bank

US Bank Review

U.S. Bank is the 5th largest bank in the US, but does that make them a good bank for you? Do you need a large national bank or is a smaller bank more your style?

US Bank Routing Number

To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.

Which Do You Think is Best?





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