UFB Direct vs Citibank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Citibank? Read our comparison chart below.
UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.
While Citibank has over 700 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.
Compare UFB Direct with Citibank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Learn More | Learn More | |
UFB Direct | Citibank | |
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UFB Secure Savings - Earn up to 5.25% APY - | Enhanced Direct Deposit - Earn $300 Cash Bonus | |
Benefits and Features | ||
Savings |
| |
CD | ||
Checking | ||
Money Market | ||
Mobile App | ||
ATMs | Free withdrawals at 91,000 ATMs across the nation | More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo. |
Customer Service | 24/7 Live Customer Service (Telephone) | |
IRA CD | ||
IRA Money Market | ||
Locations | More than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami) | |
CreditDonkey® Reviews | ||
Savings | ||
Money Market | ||
Mobile App | ||
Customer Service | ||
CD | ||
Checking | ||
Pros & Cons | Pros:
| Pros:
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Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | Large national bank best for high balance customers... |
Learn More | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 03/16/2024. Citibank: Pricing information from published website as of 03/15/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. Citibank: This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. |
Enhanced Direct Deposit - Earn $300 Cash Bonus
- Open a new eligible Citi Checking account with Enhanced Direct Deposits
- Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening.
- Your total combined Enhanced Direct Deposit must equal $1,500 or more.
- Earn a $300 cash bonus. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
Which is Better: UFB Direct or Citibank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.
In short: UFB Direct's savings is outstanding.