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UFB Direct vs Bank of America


 UFB Direct
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UFB Direct

Bank of America

SPECIAL OFFER
UFB High Yield Savings - Earn up to 1.00% APY - Learn More

SPECIAL OFFER
Advantage Plus Banking Checking Account - $100 Bonus - Learn More

Read Bank of America Review

 

Benefits and Features

Savings1.00% APY for balances of $10,000 and above.0.01% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100.
CD Standard Term CD: 0.03% - 0.08% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.10% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $10,000.
Money Market1.00% APY for balances of $25,000 and above. 
Customer Service Mon-Fri: 8am - 9pm(ET)
Sat: 8am - 8pm (ET)
Sun: 8am-5pm (ET)
ATMs Over 16,000 ATMs around the country.
IRA CD Standard Term CD: 0.03% - 0.08% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.10% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $2,000.
Locations 4600 retail financial centres around the country and brances in more than 40 other countries.
 

CreditDonkey® Reviews

 UFB Direct
Savings
CD
Checking
Customer Service
Mobile App
Pros & ConsPros:
  • National availability
  • Extended customer service hours
  • Full service bank
Cons:
  • No free checking option
  • Low interest rates
  • Many misc. banking fees
Bottom LineNational bank with widespread accessibility and wide range of services... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

UFB Direct: Pricing information from published website as of 6/26/2020

Bank of America: Pricing information from published website as of 07/04/2020 based on 91107 zip code.


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