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Square vs Payline


 SquarePayline
 Visit SiteVisit Site
 

Square

Payline

SPECIAL OFFER
Free Mobile Credit Card Reader - Learn More

Read Square Review

SPECIAL OFFER
Free 1st Month of Processing - Learn More

Read Payline Review

 

Benefits and Features

Customer ServicePhone, Email, Live Chat Support, Seller Community
Phone, Email
Good ForMobile & small businesses with average transaction over $100Businesses processing $5,000 or more per month
EquipmentFree magstripe card reader; $49 for contactless + chip reader; Stand, Terminal, and Register available for purchase.POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Pricing Model
Flat rate
Interchange-Plus
Swipe Rate
2.6% + 10¢
Interchange + 0.2% + $0.10
Online Rate
2.9% + 30¢
Interchange + 0.40% + $0.20
Monthly Fee
No monthly fees
$10 per month for in-person processing
$20 per month for online processing
$10 per month for virtual terminal
Keyed-in Transaction Fee
3.5% + 15¢
Interchange + 0.40% + $0.20
Deposit TimePayments before 5PM PT / 8 PM ET is available the next business day
1-2 business days
Chargeback Fee
None
$15 - $25
 

CreditDonkey® Reviews

 SquarePayline
PriceStarStarStarStarEmpty StarStarStarStarStarHalf Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
EquipmentStarStarStarStarStarStarStarStarStarEmpty Star
ContractStarStarStarStarStarStarStarStarStarStar
EcommerceStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
High Volume BusinessStarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarStarEmpty Star
Low Volume BusinessStarStarStarStarStarStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • No monthly or annual fee
  • Free swipe card reader
  • Low, predictable fixed rates
Cons:
  • Flat-rate pricing can be expensive for larger businesses
  • Costly add-on services
Pros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Bottom LineGood credit card processor for low-volume businesses... Read full reviewGood credit card processor for most businesses... Read full review
 Visit SiteVisit Site

Articles on Square

Square vs Merchant Account

Square is simple with flat rate pricing, but a merchant account can provide better savings. Which is better for your business? Read on to compare.

How Much Does Square Charge

Square's mobile card reader lets you accept credit card payments. But how much does Square cost? Read this review to see if it is good for your business.

Square Alternatives

Square is one of the most popular POS systems. But is it the best choice for your business? See how Square compares to top competitors and alternatives.

What is Square

Square offers mobile payment processing and a full POS for businesses. But is it good? Find out if the credit card processor is right for you.

Square Rates

Square offers a free credit card reader. But there are transaction rates and processing fees you need to be aware of.

Square vs PayPal

Is Square or PayPal better for your small business? Find out how they compare in pricing and features.

Stripe vs Square

What's better: Square or Stripe? Depends if you have an online business or physical store. Review fees, payment gateways, and integrations to help you decide.

Square Review

Square has no monthly fees and a low flat transaction rate. But is it safe? Find out if this credit card processor is good for business.

Articles on Payline

Payline Data

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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